Remove Bankruptcy Remove Fair Debt Collection Remove Third-party Debt Collectors
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Judge Rules Defendant Meets FDCPA’s Definition of Debt Collector

Account Recovery

A District Court judge in California has denied a defendant’s argument that it does not meet the definition of a debt collector under the Fair Debt Collection Practices Act and ruled that the plaintiff’s claims can proceed. Learn more.

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Supreme Court says Congress must expand debt collection law

Roths Child Law

Debt obtained from bankrupted finance company. Santander bought the debt from a financier going through bankruptcy, which made Santander the owner of the debt. Fair Debt Collection Practices Act applies to third-party debt collectors that are collecting debts on behalf of creditors.

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Dealing with Debt Collectors

Debt Free Colorado

Debt Relief Attorney Serving Colorado. Bankruptcy may appear to be a scary process, but it does not have to be. Dray Legal Office’s attorneys will endeavor to help you obtain a fresh start by eliminating debt and reorganizing your finances. Does Colorado Law Protect Me From Debt Collectors?

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How To Remove Penn Credit from Your Credit Report

Better Credit Blog

Try out one of the approaches below, and you could be collections-free in a few weeks. Get your debt validated. Get Your Debt Validated. The Fair Debt Collection Practices Act is great for a lot of reasons, one being that it requires collections agencies to present proof of a debt before you’re required to make a payment.

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How To Remove AMCOL Systems From Your Credit Report

Better Credit Blog

Ask for Proof with a Debt Validation Letter. The first and best way to get AMCOL deleted from your report is to ask for proof of your debt. The Fair Debt Collection Practices Act states that debt collectors have to provide you with documentation showing that the debt is yours, as long as you request the info in a timely manner.

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How To Remove Accelerated Financial Solutions from Your Credit Report

Better Credit Blog

The Fair Debt Collection Practices Act requires debt collectors to prove that your debt is legitimate. If you send AFS a debt validation letter within 30 days, the agency is required to show documentation of your debt. Another place you should look to is the Fair Debt Collection Practices Act.

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How To Remove AT&T Collections Agency From Your Credit Report

Better Credit Blog

This strategy is worth trying regardless of whether the debt belongs to you or not. Sometimes, companies don’t have the documentation they need to see their collections attempts through. You’ve got 30 days from AT&T Collections’ first call or letter to submit a debt validation letter.