Debt Free Colorado

DECEMBER 9, 2021

Are you considering bankruptcy? Bankruptcy is a challenging, life-altering experience. . If you are considering consulting with an attorney about your debt-relief options, it is essential to remember that each type of bankruptcy comes with its advantages and disadvantages. . Advantages of Chapter 7 Bankruptcy.

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Sawin & Shea

AUGUST 24, 2020

If you’re dealing with debt and considering filing for bankruptcy, it’s a good idea to get professional legal advice on how to handle the proceedings. Should I File for Bankruptcy? If you are deciding whether or not to file for bankruptcy, there are a lot of conditions to consider. What Do the Various Kinds of Bankruptcy Entail?

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Sawin & Shea

APRIL 3, 2024

Filing for bankruptcy is a great financial option for those struggling with cumbersome debt. But you may be wondering, “What Is the Impact of Bankruptcy on Professional Licenses and Certifications?” How Will Filing Bankruptcy Impact My Professional License?

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Sawin & Shea

NOVEMBER 30, 2022

Once this happens, you may face serious ramifications, including wage garnishment and the offset of your federal tax refund and Social Security benefits. Like with student loan rehabilitation, student loan consolidation can prevent your wages from being garnished, and it can avert the offset of your tax refund and Social Security benefits.

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Sawin & Shea

FEBRUARY 9, 2021

Bankruptcy finally frees you from this burden and allows you to shed old debt. So if someone is hassling you about a very old debt, contact your bankruptcy attorney before signing anything or making any payments. A zombie debt collector might say they’re going to sue you, place a lien on your property, or garnish your wages.

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Sawin & Shea

MARCH 20, 2024

You may be wondering whether you should opt for a tax attorney or a bankruptcy attorney. If you’re worried about garnishments, foreclosures , lawsuits, repossessions , or other consequences of your debt, connect with an experienced bankruptcy lawyer at Sawin & Shea as soon as possible.

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Sawin & Shea

MAY 2, 2024

If you’re struggling with overwhelming debt, you may be wondering if bankruptcy is the right solution for your financial situation. One of the most common questions people have is “How Much Debt is Needed to File for Bankruptcy?” However, that doesn’t mean bankruptcy is the best option for everyone with debt.

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Debt Free Colorado

DECEMBER 23, 2024

Creating a Life Free From the Burden of Unpaid Debt Bankruptcy can be a way out for many people struggling with debt. Understanding what debts bankruptcy can eliminate is important. In this article, we will explore the types of unsecured debts that bankruptcy can erase. Some debts stay with you even after bankruptcy.

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Debt Free Colorado

OCTOBER 25, 2024

Bankruptcy might be the solution you need. Bankruptcy lawyers in Denver, CO can also help you with the process. Business bankruptcy allows businesses struggling with debt to have a renewed financial status. This article will help you understand the ins and outs of Colorado business bankruptcy. What is Bankruptcy?

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Credit Corp

MARCH 12, 2025

Consult a lawyer: If you are unsure how to draft your response or need help asserting defenses, consult a lawyer or a legal aid organization. Filing for Bankruptcy One option is filing for bankruptcy, which can help to immediately stop collection actions, including the lawsuit itself, through an automatic stay.

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Sawin & Shea

MAY 10, 2023

If you’ve found yourself in a precarious financial situation and overwhelmed with debt you can’t repay, bankruptcy may be your best option. You may be reluctant to declare bankruptcy because you fear it will wipe out your hard-earned retirement savings. Chapter 7 bankruptcy also stops lawsuits and garnishments.

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Sawin & Shea

DECEMBER 8, 2021

Bankruptcy is often a valuable tool for overcoming debts, but it’s not for everyone. The number of individuals filing for bankruptcy has decreased in the last 20 years, but the number of older individuals declaring bankruptcy has increased. One in seven people filing for bankruptcy is older than 65.

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Sawin & Shea

FEBRUARY 7, 2024

If you’re considering filing for Chapter 7 or Chapter 13 bankruptcy , you need to know how much you should expect to pay for filing fees and other necessary expenses. You may also wonder whether you can file bankruptcy, no money down. It is possible to file for bankruptcy with no money, but only in very limited circumstances.

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Credit Corp

JUNE 3, 2020

Common methods include wage garnishment , property attachments and property liens. This is known as wage garnishment. The Consumer Credit Protection Act caps these types of garnishments. Nonwage garnishment. If you’re retired, unemployed or self-employed, your bank account may be garnished instead.

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Sawin & Shea

JUNE 21, 2023

Filing for Chapter 13 bankruptcy can help you improve your financial situation. If the bankruptcy court has your Chapter 13 bankruptcy dismissed, you’ll need to refile or find another method for overcoming your debts, such as Chapter 7 bankruptcy. Bankruptcy dismissals have nothing to do with unloading debts.

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Sawin & Shea

OCTOBER 20, 2021

Filing for bankruptcy a first time is challenging enough, let alone trying to file a second time. However, for some, debts are often so unmanageable and add up over time that two consecutive bankruptcy filings might be necessary. Filing Again After Chapter 7 Bankruptcy. Filing Successive Chapter 7 Bankruptcy Cases.

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Debt Free Colorado

MARCH 3, 2023

Find Out the 10 Common Questions About Bankruptcy with Colorado Bankruptcy Lawyers. The decision to file for bankruptcy is a significant one, and we are here to assist you in determining whether bankruptcy is the best course of action for your circumstances. Do bankruptcies come in different types?

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Sawin & Shea

OCTOBER 20, 2021

Filing for bankruptcy a first time is challenging enough, let alone trying to file a second time. However, for some, debts are often so unmanageable and add up over time that two consecutive bankruptcy filings might be necessary. Filing Again After Chapter 7 Bankruptcy. Filing Successive Chapter 7 Bankruptcy Cases.

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Nexa Collect

JUNE 23, 2023

Seeking Legal Advice or Help : A collection letter may prompt some debtors to seek advice from a lawyer or a credit counseling service. They may also look into options like debt consolidation or bankruptcy. Ignoring the letters can have further consequences, such as lawsuits and garnishments.

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Debt Free Colorado

JUNE 18, 2024

Know How to Stop Creditor Harassment & Wage Garnishment Debt can be a heavy burden. You may be considering Chapter 7 bankruptcy. Consulting with a Chapter 7 bankruptcy attorney in Boulder, CO, can help determine if it is the right solution. Our blog will provide a general overview of Chapter 7 bankruptcy.

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Debt Free Colorado

DECEMBER 7, 2016

Chapter 7 bankruptcy may seem intimidating, but as you can tell from the following infographic, the steps that go into successfully completing your case are pretty straightforward. For those of you who may not be able to view the image, the text follows: Chapter 7 Bankruptcy Timeline. 13 bankruptcy. 13 bankruptcy.

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Debt Free Colorado

FEBRUARY 21, 2022

Bankruptcy may appear to be a scary process, but it does not have to be. You may be able to apply for one of many different types of bankruptcy, each of which accomplishes various aims, depending on your specific situation. The post Dealing with Debt Collectors appeared first on Denver Lawyer Clark Daniel Dray.

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Sawin & Shea

JULY 20, 2022

The majority of lawyers who collect debts on behalf of their clients are also considered “debt collectors” under federal law. Specifically, debt collectors may not: Provide the erroneous impression that they are a lawyer or a representative of the government. False Statements. Unfairness. Call us today!

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Sawin & Shea

FEBRUARY 2, 2022

If you are drowning in debt but aren’t sure which option is right for you, it can help to consult with an experienced lawyer. We can help you file a Chapter 7 or Chapter 13 bankruptcy, or we can point you in another direction if bankruptcy is not right for you. Bankruptcy. Debt Settlement.

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PDC Flow

FEBRUARY 27, 2025

To Buy Time Or Avoid Bankruptcy Some baiters are just trying to stall between attempts to collect their debt. They often do this to buy time and avoid bankruptcy. Mentions being represented by an attorney or filing for bankruptcy. Are you going to garnish my wages? Prior Bad Experience Some callers are scared.

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Collection Industry News

MAY 30, 2022

New Yorkers facing debt-collection lawsuits are poised to get a little extra help in the wake of a federal court’s ruling — and some observers say it could translate to a win for consumers across the country who have basic legal questions but can’t afford a lawyer. Volunteers would offer the advice after training, according to court papers.

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Debt Free Colorado

APRIL 9, 2020

If neglected long enough they will sue you and attempt to garnish your wages and take money from your bank account, but if you’re not working and don’t have any money in the bank account these are empty threats. The post Dealing With Debt From COVID-19 appeared first on Denver Lawyer Clark Daniel Dray.

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Credit Corp

MAY 30, 2023

This is known as wage garnishment. The Consumer Credit Protection Act caps these types of garnishments. Nonwage garnishment. If you’re retired, unemployed, or self-employed, your bank account may be garnished instead. Veterans payments, social security, and disability benefits are not eligible for nonwage garnishment.

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Debt Guru

APRIL 12, 2020

At the same time, payday lenders will start calling you and sending letters from their lawyers. The resulting court judgment remains public for seven years, and a successful lawsuit can lead to garnishment of your wages or even seizure of your assets. They may even call your personal references.

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Sawin & Shea

MARCH 27, 2024

Filing for bankruptcy can feel incredibly daunting, especially if you have concerns over whether it may impact your future job prospects. The sad reality is that many people hold misconceptions regarding bankruptcy filers. They believe those declaring bankruptcy are irresponsible or bad with money. What Is Chapter 7 Bankruptcy?

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BN Lawyers

APRIL 30, 2019

Debtors who have filed for bankruptcy and received their Discharge often continue to receive collection letters and phone calls from their creditors. Some creditors even go so far as to sue on these discharged debts or garnish wages and bank accounts. What is the Bankruptcy Discharge? Elimination of Personal Liability Only.

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Debt Free Colorado

MARCH 10, 2021

Additionally, bankruptcy courts have imposed practice bans against UpRight in at least four jurisdictions. In the current matter, the USTP alleged that UpRight engaged in misconduct and misrepresentations impacting hundreds of Montana consumers, which came to light due to investigations by the USTP in two bankruptcy cases.

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Collection Industry News

SEPTEMBER 23, 2020

The Pew researchers found that while most businesses filing debt collection claims were represented by attorneys, only about 10% of consumers being sued had lawyers. Some think the creditor’s lawyer will steamroll over them and they do not have any real way to fight back. Filing bankruptcy.

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Better Credit Blog

MAY 12, 2022

And, after ordering you to repay the money, a judge could approve wage garnishment which means the court would take part of your paycheck and give it to the creditor before you even see the money! You’d may have to hire a lawyer, but if the debt is big enough this might pay off. This is usually an easy dismissal.

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Sawin & Shea

OCTOBER 5, 2022

When you default on a federal student loan, the government can garnish up to 15% of your wages or social security income without a court order. Instead, private loan borrowers need to consider other options, such as discharging the loan during bankruptcy. appeared first on Indianapolis Bankruptcy Attorneys of Sawin & Shea.

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Collection Industry News

JANUARY 13, 2025

They say the chains tactics drained their bank accounts, ruined their credit and, in some cases, helped push them into bankruptcy. Until March 2024, Advocate Health used South Carolinas department of revenue to garnish state income tax refunds from patients. Some felt helpless.

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