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Group Sues N.Y. to Allow Non-Lawyer Volunteers to Represent Consumers in Collection Suits

Account Recovery

A company that helps consumers file for bankruptcy protection has filed a lawsuit against the state of New York, alleging that the state is violating the First Amendment of the Constitution by requiring consumers to have a licensed lawyer represent them when defending themselves against debt collection lawsuits.

Lawyers 227
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Questions to Ask Your Mortgage Modification Lawyer

Sawin & Shea

Many people struggle with asking for help from a mortgage modification lawyer when they truly need it. And in this case, contacting a mortgage modification lawyer will guarantee you find the best option for your unique situation. Questions to Ask Your Mortgage Modification Lawyer. Is bankruptcy a better option?

Lawyers 105
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What Is a Personal Guarantee in Bankruptcy?

Sawin & Shea

A common question we receive from those considering bankruptcy is how it impacts personal guarantees. If you’re considering filing for bankruptcy, you need to consult with a bankruptcy attorney before signing a personal guarantee. Does a Personal Guarantee Survive Bankruptcy? What Is a Personal Guarantee?

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Filing Taxes After Filing for Bankruptcy

Sawin & Shea

Filing your taxes and filing for bankruptcy are two things that can be confusing and challenging on their own. Filing your taxes after filing for bankruptcy is not as complicated as it may seem, and if you are still confused after doing some research, you can always reach out to a bankruptcy lawyer.

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Bankruptcy and Tax Refund Strategies

Sawin & Shea

For someone who’s pursuing Chapter 7 bankruptcy , this is especially important. Chapter 7 bankruptcies are liquidation bankruptcies, meaning non-exempt assets can be liquidated to pay your creditors back something. One of the most common assets that bankruptcy trustees seize is your tax refund.

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Will Everyone Know If I File for Bankruptcy?

Sawin & Shea

If you are worried that people will know you’re filing for bankruptcy, let’s put your mind at ease. The widespread publishing of bankruptcy filings in local newspapers is a thing of the past. In fact, look closely at any bankruptcy notices that do appear in your local newspaper. Who Will be Notified About My Bankruptcy?

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Compliance Digest – December 30

Account Recovery

WHAT THIS MEANS, FROM RICK PERR OF KAUFMAN DOLOWICH: Litigating against pro se plaintiffs (those representing themselves without a lawyer) present both positives and negatives. In addition, because they do not have lawyers, the defendant is not subject to paying a plaintiffs legal fees if the defendant loses.