Banks Consumer Collections Debtor 
Jimerson Firm
NOVEMBER 20, 2023
The Florida Consumer Collection Practices Act (FCCPA) is a pro-consumer statute. 17) relating to emails for collecting debt. This article seeks to explore whether sending an email to a debtor after 9pm and before 8am violates the FCCPA. 17) prohibits contacting a debtor between the hours of 9pm and 8am.
Jimerson Firm
DECEMBER 14, 2021
Businesses throughout Florida should be aware of consumer statutes that provide remedies to consumers and impose liability to businesses, even for small technical violations. Bank of Am. , A person attempting to collect his or her “own” debt, is not a debt collector under the FDCPA. Bank of Am., 3d 1175, 1205 (M.D.
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Jimerson Firm
FEBRUARY 22, 2024
The Florida Consumer Collection Practices Act (FCCPA) is a pro-consumer statute. Unlike the FDCPA, which only applies to debt collectors, the FCCPA applies to all persons or businesses collecting consumer debts. These lawsuits are typically based upon an allegedly improper 3-day notice sent to a tenant/debtor.
Collection Industry News
OCTOBER 24, 2024
Lower-income earners, older people and families those with children under the age of 18 are more likely to say they’ve reached their credit spending limit since the central bank started raising its benchmark rate, the survey found. Nationwide, consumers collectively owed $1.1 About 6.4% ” The post 2 in 5 U.S.
Jimerson Firm
JANUARY 12, 2024
—In collecting consumer debts, no person shall: (9) Claim, attempt, or threaten to enforce a debt when such person knows that the debt is not legitimate, or assert the existence of some other legal right when such person knows that the right does not exist. Bank , 118 F.3d In order to establish a violation of Section 559.72(9)
FDCPA Defense
FEBRUARY 1, 2018
Attorneys and other entities that regularly engage in collection work for community associations may be subject to the requirements of the Fair Debt Collection Practices Act, 15 U.S.C. as well as analogous state laws governing the consumer collection process. Riexinger & Associates, LLC , 817 F.3d 3d 72 (2d Cir.
Burr Forman
DECEMBER 4, 2020
California – On March 17, 2020, Child Support Services stopped automatically placing bank levies for overdue child support during the COVID-19 crisis. Legislation enacted in 2019, which prevents debt collectors from seizing certain amounts from a consumer’s bank account, went into effect on September 1, 2020.
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