Troutman Sanders

MARCH 30, 2023

A federal district court in the Middle District of Florida recently dismissed a pro se plaintiff’s Fair Debt Collection Practices Act (FDCPA) and Florida Consumer Collection Practices Act (FCCPA) action as time-barred because the defendants filed the foreclosure that was the basis for the plaintiff’s claims over four years prior.

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Foreclosure Fair Debt Collection Consumer Collections Collections 52

Jimerson Firm

DECEMBER 14, 2021

Businesses throughout Florida should be aware of consumer statutes that provide remedies to consumers and impose liability to businesses, even for small technical violations. Bank of Am. , A person attempting to collect his or her “own” debt, is not a debt collector under the FDCPA. Bank of Am., 3d 1175, 1205 (M.D.

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Debt collector Fair Debt Collection Consumer Collections Legal Rights 105

Troutman Sanders

JULY 7, 2021

Our bank and loan servicing clients also face novel challenges affecting their industry due to COVID-19, particularly the ever-changing rules and regulations concerning evictions and foreclosures. The law does not impact most third-party collection agencies, but it does impact some creditors and debt buyers.

Financial services 52

Financial services Financial Institution Student Loans Student loans 52

Jimerson Firm

JANUARY 16, 2023

The Florida Consumer Collection Practices Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA) are two pro-consumer statutes. Bank of America, N.A. , Bank of America, N.A. , Businesses should be aware of each statute and how to defend against such claims. 3d 1197, 1211 (M.D. 3d 1197, 1213 (M.D.

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Garnishment Foreclosure Banks Consumer Collections 52

FDCPA Defense

FEBRUARY 1, 2018

Attorneys and other entities that regularly engage in collection work for community associations may be subject to the requirements of the Fair Debt Collection Practices Act, 15 U.S.C. as well as analogous state laws governing the consumer collection process. Washington Mutual Bank , 2012 WL 715270, at *4 (E.D.

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Accrued Interest Foreclosure Debtor Debt collector 40

Burr Forman

DECEMBER 4, 2020

The new bill issued a moratorium on evictions, foreclosures, and repossessions, which expired on June 30, 2020. California – On March 17, 2020, Child Support Services stopped automatically placing bank levies for overdue child support during the COVID-19 crisis.

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Financial Institution Garnishment Collections Foreclosure 52

Troutman Sanders

AUGUST 2, 2021

Our bank and loan servicing clients also face novel challenges affecting their industry due to COVID-19, particularly the ever-changing rules and regulations concerning evictions and foreclosures. You may access this interactive tool at [link]. Federal Activities: On July 30, the U.S. Department of Agriculture, U.S.

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Financial services Foreclosure Student loans Student Loans 52