Banks Consumer Credit Creditworthiness 
Titan Consulting
MAY 17, 2020
If you are trying to establish credit for the first time, or just rebuild your credit after a financial hardship, non-traditional data sources may be helpful in establishing or improving your credit score. Rental agencies and alternative credit providers use the data to screen applicants and establish consumer credit scores.
Debt Free Colorado
FEBRUARY 21, 2022
What is Colorado Uniform Consumer Credit Code (Colorado UCCC). The Uniform Consumer Credit Code (UCCC) is a Colorado state legislation governing how consumer credit is handled. Consumer credit transactions are governed by the UCCC, which is a code of conduct.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Collection Industry News
JANUARY 13, 2021
The Taskforce was in part inspired by the National Commission on Consumer Finance, which was established by the Consumer Credit Protection Act in 1968 to conduct original research and provide recommendations relating to the regulation of consumer credit. To read the Taskforce Report Volume I click here: [link] .
FDCPA Defense
MAY 6, 2014
In its Bulletin issued in July 2013 , the CFPB took the position that creditors, debt buyers and third-party collectors often make representations to consumers about credit-related issues in order to persuade them to pay. Credit Bureau of Georgia, 555 F. See, e.g., Wright v. Suburban Radiologic , 295 F.R.D.
Credit Corp
JULY 1, 2024
Additional Score Categories Prime is just one of the five categories used to classify consumer credit scores in the context of lending. Here’s what they mean: Deep subprime (579 or lower): If you have a deep subprime score, banks view you as highly likely to default on your financial obligations.
Collection Industry News
JANUARY 25, 2023
Interest Rates on Mortgages, Cars, and Credit Cards Will Keep Getting More Expensive in 2023 Borrowing money to buy a house or a car won’t get any cheaper this year, the nation’s central bank just confirmed. The consulting firm estimates that such changes in consumer payments preferences will put up to $31.4
Collection Industry News
MAY 18, 2021
In a letter sent to the leaders of the House and Senate , CUNA President/CEO Jim Nussle stated his objections to section 403 of the bill, which would amend the Fair Credit Reporting Act to prohibit credit scoring models from treating certain medical debt information on consumers’ credit report as a negative factor.
Expert insights. Personalized for you.
98 
Let's personalize your content