Titan Consulting

JULY 22, 2020

Interest rates have dropped to historic lows, making now a great time to refinance or take out a Home Equity Line of Credit (HELOC). Lower interest rates mean saving on variable rate loans like credit card balances and HELOCS. Unfortunately, banks are taking steps to block your access to cash when you need it the most.

Foreclosure 75

Foreclosure Bankruptcy Loans Banks 75

Better Credit Blog

JANUARY 20, 2022

This is why many people engage the services of a debt relief agency. TransUnion calculates that paying off $5,000 of credit card debt at the minimum rate costs $10,000 in interest. The fees you can expect to pay for Freedom Debt Relief’s services range from 15–25%. Who Is Freedom Debt Relief Best For?

Creditors 76

Creditors Credit Card Debt Unsecured Debt Debt settlement 76

Katabat

NOVEMBER 5, 2021

“Credit Card Debt Is Bad for More Than Just Your Finances.”. That’s the headline from a recent New York Times article covering a recent study from the University of Missouri that found “The stress of carrying card debt through adulthood is linked to poor health.” The study used U.S.

Unsecured Debt 52

Unsecured Debt Banks Credit Card Debt Government 52

Katabat

NOVEMBER 5, 2021

“Credit Card Debt Is Bad for More Than Just Your Finances.”. That’s the headline from a recent New York Times article covering a recent study from the University of Missouri that found “The stress of carrying card debt through adulthood is linked to poor health.” The study used U.S.

Unsecured Debt 52

Unsecured Debt Banks Credit Card Debt Government 52

Credit Corp

AUGUST 24, 2021

Who Is Credit Counseling Right for? Whether or not credit counseling is right for you is a personal decision. However, the best candidates for this option tend to be people with a lot of revolving or unsecured debt who do have the income to be able to cover their debts. Alternatives to Credit Counseling.

Credit Counselor 98

Credit Counselor Debt settlement Debt Management Creditors 98

Credit Corp

FEBRUARY 20, 2025

Have you ever felt in over your head with debt? According to a 2024 study, the average level of personal debt, not including mortgages, is over $22,000. Maybe youve been hit with unexpected medical bills or accrued credit card debt over time.

Debt settlement 52

Debt settlement Debt Consolidation Credit Card Debt Creditors 52

Sawin & Shea

AUGUST 30, 2023

Chapter 13 Bankruptcy is a Federal Bankruptcy Court-sanctioned debt reorganization plan. You are not allowed to have more than $465,275 of unsecured debt (such as credit card or medical debt) or more than $1,395,875 of secured debt (such as a house, property, or vehicle). Most federal student loans.

Bankruptcy 52

Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Unsecured Debt 52

Sawin & Shea

MAY 2, 2024

If you qualify for Chapter 7 bankruptcy, our attorneys can guide you through the process of eliminating unsecured debts, such as credit card balances, medical expenses, and personal loans, within a matter of months. Bankruptcy legal fees are an investment in finally resolving your debt for good.

Bankruptcy 52

Bankruptcy Chapter 7 bankruptcy Chapter 13 bankruptcy Unsecured Debt 52

Debt Guru

AUGUST 30, 2021

Some professionals will helpfully walk you through a debt management program or counsel you about the best way to handle your debt, but scammers will take advantage of you unless you know what to look for. So, when should you seriously consider debt relief?

Chapter 7 bankruptcy 52

Chapter 7 bankruptcy Credit Counselor Debt settlement Chapter 13 bankruptcy 52

Sawin & Shea

FEBRUARY 28, 2024

The Chapter 13 plan reorganizes your various debts, including personal loans, into a monthly payment plan that lasts three to five years after your filing date. Unlike Chapter 7 , you’ll pay part of the money you owe on unsecured debts, but most Chapter 13 payment plans reduce the total amount you’ll need to pay.

Personal loans 52

Personal loans Bankruptcy Chapter 13 bankruptcy Loans 52

Credit Corp

JUNE 1, 2021

Include a line item in the budget for any credit card debt. The credit bureaus need payment history to evaluate how borrowers will do in the future. Put the debit card away. Debit cards can help avoid overspending, as you cannot spend more than you have in your bank account. Pay down debt.

Student loans 74

Student loans Student Loans Loans Credit Card Debt 74

Sawin & Shea

APRIL 17, 2024

Chapter 13 Bankruptcy Discharge Once you complete paying off your repayment plan over three to five years, the court will discharge your eligible debts. The reason why creditors prefer you file Chapter 13 is because Chapter 7 bankruptcy discharges unsecured debts after the trustee liquidates nonexempt assets.

Chapter 13 bankruptcy 52

Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Unsecured Debt 52

Sawin & Shea

APRIL 10, 2024

Chapter 7 bankruptcy is a great financial solution for those struggling with debt, especially unsecured debts. With Chapter 7 bankruptcy, you as the debtor can discharge most unsecured obligations after liquidating nonexempt assets. Retirement accounts are generally exempt. Does Indiana Have a Motor Vehicle Exemption?

Chapter 7 bankruptcy 52

Chapter 7 bankruptcy Bankruptcy Debtor Unsecured Creditor 52