Direct Recovery

JUNE 24, 2020

Like many other consumer-focused states, California has put a number of different protections in place that forbid debt collectors from garnishing those valuable stimulus checks. Let’s dive into the details and break down exactly what debt collectors can and cannot do right now. Watch Out for Those Bank Charges.

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Credit Corp

MAY 30, 2023

Quasi in rem: Quasi in rem judgments consider the legal rights of individuals and not necessarily all parties involved. That means judgment creditors can seek debt payment from more than your wages and bank accounts. This is known as wage garnishment. The Consumer Credit Protection Act caps these types of garnishments.

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Debt Free Colorado

FEBRUARY 21, 2022

You have rights to help you gain control over your debt collection interactions. To learn more about pursuing your legal rights, contact your state’s local consumer agency. Because it is more limited than the federal FDCPA, the CFDCPA gives consumers stronger legal protection in several aspects.

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Collections Law

APRIL 1, 2020

Though it is their legal right, they can manipulate them to delay the debt payment process. Pre-judgment attachments such as bank attachments, real estate attachments and reach and apply attachments, to name but a few, are equally available even before you have a judgment. They are indicative of continuous banking changes.

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Credit Corp

AUGUST 8, 2024

Two common methods include wage garnishments and bank levies. When the court orders a wage garnishment, the money you earn from your job will go to your cosigner to settle your debt. When the court orders a bank account levy, the money in your account is frozen, and any funds in the account can be used to repay your debt.

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Sawin & Shea

SEPTEMBER 27, 2023

Debt collectors have a legal right to pursue the collection of personal debt within the bounds of the law. In some cases, debt collectors may take legal action by filing a lawsuit against you to obtain a court judgment. Known as exempt assets, these are the things you may keep when you file for Chapter 7 bankruptcy.

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Troutman Sanders

NOVEMBER 8, 2022

The rules also establish a fairer process for borrowers to raise a defense to repayment, while preserving the borrowers’ day in court by preventing institutions of higher education (institutions) from forcing students to sign away their legal rights using mandatory arbitration agreements and class-action waivers.

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