Remove Chapter 7 bankruptcy Remove Credit Unions Remove Creditors
article thumbnail

Credit Reporting During and After Bankruptcy

Sawin & Shea

After your Chapter 7 bankruptcy discharge or Chapter 13 bankruptcy period, your bankruptcy attorney will request permission to pull and review your credit report. For Chapter 13, this may occur after your case has been confirmed and approved by the court even if your bankruptcy is not yet over.

article thumbnail

Getting Approved for a Loan After Bankruptcy

Sawin & Shea

There are a number of steps you can take to improve your credit score and to make it likely that you can be approved for a loan. Chapter 7 bankruptcy: In this type of bankruptcy, your non-exempt assets (if any) have been liquidated to pay off a percentage of your debts.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Discharging Debt in Denver? Can You Include Your Bankruptcy Attorney Fees?

Debt Free Colorado

The two most common types are Chapter 7 and Chapter 13 bankruptcy. Chapter 7 Bankruptcy The liquidation process is managed by a trustee who sells non-exempt assets to pay creditors. A key benefit of Chapter 7 bankruptcy is the quick discharge of debts.

article thumbnail

Does Chapter 13 Wipe All of Your Credit?

Sawin & Shea

In this blog, we’ll discuss how Chapter 13 usually affects credit scores, and we’ll give you actionable tips to begin rebuilding your credit. If you have additional questions regarding Chapter 13 or Chapter 7 bankruptcy, contact the attorneys at Sawin & Shea, LLC.

article thumbnail

Can Bankruptcy Get Rid of My Credit Card Debt in Broomfield, CO?

Debt Free Colorado

Quick Summary: Chapter 7 and Chapter 13 are the two main bankruptcy chapters that can discharge credit card debt. Sometimes, credit card debt can not be discharged due to various factors, including how recently the charges are made. The Bankruptcy Code assumes this unless the creditor proves misuse.