Chapter 7 bankruptcy, Foreclosure and Lawyers

Consumer Debt vs. Non Consumer Debt

Sawin & Shea

SEPTEMBER 14, 2022

When filing Chapter 7 or Chapter 13 bankruptcy, it’s critical to understand the difference between consumer debt and non-consumer debt. If you’re considering filing Chapter 7 or Chapter 13 bankruptcy, consider enlisting the help of skilled bankruptcy attorneys.

Chapter 7 bankruptcy

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What Happens to Investment Real Estate in Bankruptcy?

Sawin & Shea

MARCH 15, 2022

Your investment real estate’s outcome depends entirely on whether you file for Chapter 7 or Chapter 13 bankruptcy. Investment Real Estate in Chapter 7 Bankruptcy. Chapter 7 bankruptcy is a great option for those looking to discharge eligible debts. Chapter 13 Cramdowns.

Chapter 7 bankruptcy

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Chapter 7 Bankruptcy Timeline

Debt Free Colorado

DECEMBER 7, 2016

Chapter 7 bankruptcy may seem intimidating, but as you can tell from the following infographic, the steps that go into successfully completing your case are pretty straightforward. For those of you who may not be able to view the image, the text follows: Chapter 7 Bankruptcy Timeline. 13 bankruptcy.

Chapter 7 bankruptcy

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Bankruptcy Chapter 7 vs 13: Which Is The Best Option?

Debt Free Colorado

DECEMBER 9, 2021

You should get legal assistance from a knowledgeable bankruptcy attorney in Denver. The United States Bankruptcy Code governs both chapter 7 and chapter 13 bankruptcy. Chapter 7 (Liquidation). Advantages of Chapter 7 Bankruptcy. Disadvantages of Chapter 7 Bankruptcy.

Chapter 13 bankruptcy

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Can You Use a Bankruptcy to Stop a Foreclosure?

Sawin & Shea

SEPTEMBER 6, 2023

If you’re considering filing for bankruptcy, you’re not alone; roughly 375,000 people filed for bankruptcy in 2022, and home foreclosure filings rose 115% in 2022 over the number of foreclosures in 2021. To many people, the most alarming thing about filing for bankruptcy is the possibility that they will lose their home.

Foreclosure

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What Is the Difference Between Chapter 7, 11, and 13 Bankruptcies?

Credit Corp

MAY 3, 2023

Bankruptcy can be complex, and even a small mistake in how you file can substantially change the outcome of your case. It’s typically a good idea to consult an experienced bankruptcy lawyer before you file a bankruptcy petition. What Is Chapter 11 Bankruptcy? What Is Chapter 7 Bankruptcy?

Chapter 13 bankruptcy

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Can I File for Bankruptcy Without a Lawyer?

Sawin & Shea

AUGUST 16, 2023

If you’re wondering “Can I file for bankruptcy without a lawyer?” The option to file for bankruptcy without an attorney, known as Pro Se bankruptcy, is available under the United States bankruptcy law. We can help you file for Chapter 13 bankruptcy or Chapter 7 bankruptcy, depending on your needs.

Lawyers

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How to Stop Creditor Harassment

Debt Free Colorado

JUNE 18, 2024

You may be considering Chapter 7 bankruptcy. Consulting with a Chapter 7 bankruptcy attorney in Boulder, CO, can help determine if it is the right solution. Our blog will provide a general overview of Chapter 7 bankruptcy. Filing for Chapter 7 bankruptcy triggers an automatic stay.

Chapter 7 bankruptcy

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Adjustable-Rate Mortgages and Bankruptcy

Sawin & Shea

FEBRUARY 22, 2023

Saving Your Home From Foreclosure Through Chapter 13 Bankruptcy Chapter 13 bankruptcy offers a solution if you’ve fallen behind on monthly mortgage payments. Chapter 13 reorganizes your debt into a three-to-five-year repayment plan.

Chapter 13 bankruptcy

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Need to Know About Debt Negotiation and Settlement?

Sawin & Shea

AUGUST 24, 2020

Bankruptcy will wipe out credit card debt, medical bills, and personal loans, but will not eliminate primary obligation debt; things like student loans, child and spousal support, and newer tax debt. Bankruptcy can also stop or delay a home or mortgage foreclosure, stop collection actions, stop garnishments and lawsuits.

Chapter 13 bankruptcy

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How Often Can I File for Bankruptcy?

Sawin & Shea

OCTOBER 20, 2021

Filing Again After Chapter 7 Bankruptcy. If you plan to file again after previously filing a Chapter 7 bankruptcy the following time limits apply. Filing Successive Chapter 7 Bankruptcy Cases. Filing Chapter 13 After a Chapter 7 Bankruptcy.

Chapter 7 bankruptcy

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How Often Can I File for Bankruptcy?

Sawin & Shea

OCTOBER 20, 2021

Filing Again After Chapter 7 Bankruptcy. If you plan to file again after previously filing a Chapter 7 bankruptcy the following time limits apply. Filing Successive Chapter 7 Bankruptcy Cases. Filing Chapter 13 After a Chapter 7 Bankruptcy.

Chapter 7 bankruptcy

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How Much Debt Is Needed to File for Bankruptcy?

Sawin & Shea

MAY 2, 2024

Whether you’re facing foreclosure , repossession, wage garnishments, or relentless creditor harassment, our expertise in bankruptcy law can offer the protection and relief you’ve been seeking. One of our firm’s key strengths lies in our comprehensive understanding of both Chapter 7 and Chapter 13 bankruptcy options.

Bankruptcy

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Chapter 13 and Gambling Debt

Sawin & Shea

FEBRUARY 21, 2024

What Is Chapter 13 Bankruptcy? Chapter 13 bankruptcy allows people with regular income to develop debt repayment plans to discharge their eligible debts over 3 to 5 years. This is different from Chapter 7 bankruptcy which liquidates assets to pay back debts but does not involve a structured repayment plan.

Chapter 13 bankruptcy

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Tax Attorney vs Bankruptcy Attorney: What’s the Difference?

Sawin & Shea

MARCH 20, 2024

If you’re worried about garnishments, foreclosures , lawsuits, repossessions , or other consequences of your debt, connect with an experienced bankruptcy lawyer at Sawin & Shea as soon as possible. What’s the Difference Between a Tax Attorney and a Bankruptcy Attorney? You deserve a fresh start.

Bankruptcy

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Dealing With Debt From COVID-19

Debt Free Colorado

APRIL 9, 2020

You can work directly with the mortgage lender on a loan modification, or reach out to the Colorado Foreclosure Hotline for free assistance. To speak with a Colorado attorney experienced in debt relief and bankruptcy, call The Law Office of Clark Daniel Dray at (303) 900-8598 or use the tool below to scheduled a free consultation.

Student Loans

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What Debts Can Bankruptcy Eliminate: Examples of Unsecured Debt

Debt Free Colorado

DECEMBER 23, 2024

However, because assets do not secure these debts, bankruptcy may help eliminate them. To qualify for Chapter 7 bankruptcy, debtors must pass a means test that compares their income to their state’s median income. When you file for bankruptcy, you enter a legal process. This means you no longer owe the money.

Unsecured Debt

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Can You Reaffirm a Debt in Chapter 13?

Sawin & Shea

MARCH 13, 2024

It basically serves as a legally binding promise that the person filing for bankruptcy will resume making payments in full and on time to the creditor. Entering a reaffirmation agreement is a way that debtors in a Chapter 7 bankruptcy keep collateral attached to secured debt like houses or cars.

Chapter 7 bankruptcy

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When Should You File for Bankruptcy?

Sawin & Shea

AUGUST 2, 2023

Many people ask, when should you file for bankruptcy? You can file for bankruptcy in two different ways: Chapter 7 and Chapter 13. Filing for Chapter 7 bankruptcy centers on liquidating assets, while Chapter 13 bankruptcy focuses on reorganization.

Bankruptcy

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Will I Lose My Retirement If I File for Bankruptcy?

Sawin & Shea

MAY 10, 2023

Defining the Most Common Types of Bankruptcy Before diving into bankruptcy’s implications for your nest egg, here is an explanation of the two most common types of bankruptcy. Chapter 7 bankruptcy or liquidation bankruptcy, allows you to discharge all or most of your debt. There are a few exceptions.

Bankruptcy

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What is an Emergency Bankruptcy Filing?

Sawin & Shea

FEBRUARY 16, 2022

Some situations in which an individual may want to consider filing for emergency bankruptcy include: Wage garnishment Creditors levying your bank accounts or property An impending home foreclosure sale Imminent car repossession. It’s not always clear when it’s the right time to file for emergency bankruptcy.

Bankruptcy

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10 Common Questions About Bankruptcy

Debt Free Colorado

MARCH 3, 2023

Find Out the 10 Common Questions About Bankruptcy with Colorado Bankruptcy Lawyers. The decision to file for bankruptcy is a significant one, and we are here to assist you in determining whether bankruptcy is the best course of action for your circumstances. What Benefits Can I Get from Filing for Bankruptcy?

Bankruptcy

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Chapter 13 Bankruptcy Dismissed. Can I Refile?

Sawin & Shea

JUNE 21, 2023

Unfortunately, not everyone filing Chapter 13 will complete the repayment process. If the bankruptcy court has your Chapter 13 bankruptcy dismissed, you’ll need to refile or find another method for overcoming your debts, such as Chapter 7 bankruptcy. The post Chapter 13 Bankruptcy Dismissed.

Chapter 13 bankruptcy

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How to Fill Out Bankruptcy Forms in Colorado

Debt Free Colorado

OCTOBER 12, 2023

We will discuss how to fill out bankruptcy forms in Colorado or any part of the country below. The complicated procedure of filling out bankruptcy documents needs the assistance of Colorado bankruptcy lawyers , like the Law Office of Clark Daniel Dray. What Information Does a Bankruptcy Form Need?

Bankruptcy

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Debt Collection Lawsuits Are Surging

Collection Industry News

SEPTEMBER 23, 2020

The Pew researchers found that while most businesses filing debt collection claims were represented by attorneys, only about 10% of consumers being sued had lawyers. Some think the creditor’s lawyer will steamroll over them and they do not have any real way to fight back. Fighting Back When Debt Collectors Sue.

Collections

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Creditor Collections Today

Consumer Debt vs. Non Consumer Debt

What Happens to Investment Real Estate in Bankruptcy?

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Chapter 7 Bankruptcy Timeline

Webinars

Bankruptcy Chapter 7 vs 13: Which Is The Best Option?

Can You Use a Bankruptcy to Stop a Foreclosure?

What Is the Difference Between Chapter 7, 11, and 13 Bankruptcies?

Can I File for Bankruptcy Without a Lawyer?

How to Stop Creditor Harassment

Adjustable-Rate Mortgages and Bankruptcy

Need to Know About Debt Negotiation and Settlement?

How Often Can I File for Bankruptcy?

How Often Can I File for Bankruptcy?

How Much Debt Is Needed to File for Bankruptcy?

Chapter 13 and Gambling Debt

Tax Attorney vs Bankruptcy Attorney: What’s the Difference?

Dealing With Debt From COVID-19

What Debts Can Bankruptcy Eliminate: Examples of Unsecured Debt

Can You Reaffirm a Debt in Chapter 13?

When Should You File for Bankruptcy?

Will I Lose My Retirement If I File for Bankruptcy?

What is an Emergency Bankruptcy Filing?

10 Common Questions About Bankruptcy

Chapter 13 Bankruptcy Dismissed. Can I Refile?

How to Fill Out Bankruptcy Forms in Colorado

Debt Collection Lawsuits Are Surging

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