Titan Consulting

SEPTEMBER 2, 2020

Debt consolidation might include a debt management repayment plan, credit card balance transfer, personal loan, or equity line of credit. The main strategy in any debt consolidation strategy involves replacing one debt with another debt, usually with a lower interest rate or monthly payment.

Debt Consolidation 60

Debt Consolidation Unsecured Debt Consolidate Debt Personal loans 60

Sawin & Shea

JANUARY 24, 2024

When you are overwhelmed by debt, you may start to wonder if declaring bankruptcy or pursuing debt consolidation is the better option. Understanding the key aspects of each can help you determine what is better, bankruptcy or debt consolidation, for your situation. Equity loans put your home at risk as collateral.

Debt Consolidation 52

Debt Consolidation Bankruptcy Chapter 13 bankruptcy Collateral 52

Debt Free Colorado

DECEMBER 9, 2021

While debt is not eliminated , it is significantly reduced. Complete protection from creditors – This includes wage garnishment and debt collection. Classification of obligations – Define the difference between debts incurred with a third party and those incurred with oneself. Collateral guarantees debt repayment.

Chapter 13 bankruptcy 75

Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Unsecured Debt 75

Sawin & Shea

MAY 2, 2024

Dischargeable debts are those that can be eliminated through bankruptcy. Some common dischargeable unsecured debts include: Credit card debt Personal loans Medical bills Utility bills Certain types of obligations without collateral However, all your debts cannot be discharged, even when you file bankruptcy.

Bankruptcy 52

Bankruptcy Chapter 7 bankruptcy Chapter 13 bankruptcy Unsecured Debt 52

Sawin & Shea

FEBRUARY 28, 2024

Types of personal loans include: Installment Plan Payday Peer-to-Peer Lending Cosigner /Guarantor Debt Consolidation Variable Rate Fixed Rate During your bankruptcy proceeding, at least a portion of these loans will be discharged, whether you borrowed from brick-and-mortar or online lenders. Unsecured loans don’t have collateral.

Personal loans 52

Personal loans Bankruptcy Chapter 13 bankruptcy Loans 52

Debt Free Colorado

JANUARY 20, 2024

Some options are negotiating with creditors, structured payment plans, and debt consolidation. That includes the inability to pay other essential bills due to medical debt. You should not expect to receive collection notices for unpaid medical bills. They can also help with potential debt management plans.

Chapter 13 bankruptcy 52

Chapter 13 bankruptcy Bankruptcy Chapter 7 bankruptcy Unsecured Debt 52

Collection Industry News

JANUARY 13, 2024

For example, mortgage debt would be positively correlated with the homeownership rate and home prices in respective states, which are again affected by state level income.” The New York Fed researcher we talked to told us that credit card debt also has its own factors associated with it. Keep your eyes on the prize: a debt-free life.

Credit Card Debt 40

Credit Card Debt Student loans Student Loans Bankruptcy 40