Better Credit Blog

MAY 20, 2022

Each year, tens of millions of Americans facing similar situations turn to personal loans to help ease the financial burden. With low interest for borrowers with strong credit scores, fixed rates, and a variety of lending sources to choose from, it’s easy to see why personal loans are so enticing. Reasons To Get A Personal Loan.

Personal loans 76

Personal loans Loans Lender Collateral 76

Credit Corp

JANUARY 24, 2024

A personal loan enables you to borrow a lump sum of money and repay it in fixed installments. While personal loans can be a useful tool, there are important factors to consider before taking one out. According to recent statistics , millions of Americans have personal loan debt, with the average loan amount being $16,931.

Personal loans 52

Personal loans Loans Debt Consolidation Collateral 52

Better Credit Blog

APRIL 2, 2022

Whether you’re making a big purchase or just refinancing some existing debt, a personal loan could help. But comparing loan options could take days — unless you use an online marketplace like Fiona which lets you compare personal loan offers side by side within minutes. How Fiona Loans Work. Fiona Loan Fees.

Personal loans 80

Personal loans Loans Student loans Student Loans 80

Credit Corp

APRIL 26, 2021

With the help of our research provider, Pureprofile, Finder surveyed 1,718 American adults in January 2021 to see how personal loans are being used in the US. of Americans, said they have taken out a personal loan in their lifetime. This is despite the fact that many lenders have made it more difficult to qualify for a loan.

Personal loans 75

Personal loans Loans Credit Unions Credit Unions 75

Better Credit Blog

APRIL 1, 2022

The best personal loans charge low fees and low fixed interest rates, have flexible loan amounts and terms, and have no prepayment penalties. A personal loan could let you access cash for any purpose. Since personal loans are unsecured, you’ll need an excellent credit score to get the best deal. Compare Rates Now.

Personal loans 65

Personal loans Loans Lender Student Loans 65

Sawin & Shea

FEBRUARY 28, 2024

When filing for bankruptcy, you can discharge certain types of personal loans, meaning that you’re no longer legally responsible for paying off the debt. If you’re considering filing for bankruptcy, you need to know what personal loans you can discharge and which filing method suits your financial situation.

Personal loans 52

Personal loans Bankruptcy Chapter 13 bankruptcy Loans 52

Better Credit Blog

APRIL 1, 2022

If you need money now, an online personal loan can be a fast and easy way to secure funds. Whether they’re for debt consolidation, a home improvement project, or other expenses, these loans often come with low-interest rates and flexible repayment options. The Most Important Factors for Finding the Best Online Loans.

Personal loans 52

Personal loans Loans Credit Unions Credit Unions 52

Better Credit Blog

AUGUST 3, 2021

Having a bad credit score can make it difficult to get a loan. “A bad credit score is somewhat of an indicator of your short, medium, and long-term ability to repay the loan, which is how banks make money.” The Most Important Factors For Loans For People With Bad Credit. Best Loans for Bad Credit Reviews.

Loans 52

Loans Lender Collateral Education 52

Better Credit Blog

AUGUST 3, 2021

Having a bad credit score can make it difficult to get a loan. “A bad credit score is somewhat of an indicator of your short, medium, and long-term ability to repay the loan, which is how banks make money.” The Most Important Factors For Loans For People With Bad Credit. Best Loans for Bad Credit Reviews.

Loans 52

Loans Lender Collateral Education 52

Sawin & Shea

AUGUST 9, 2023

Briefly, unsecured debts are not backed by any collateral and include things like credit card balances and unpaid medical bills. Creditors cannot reclaim any of your property if you default on a loan. However, secured debt means the borrower has put up collateral (e.g. What is my total credit card debt?

Bankruptcy 52

Bankruptcy Credit Card Debt Collateral Lawyers 52

Debt Free Colorado

DECEMBER 9, 2021

Unlike Chapter 7, Chapter 13 bankruptcy enables you to decrease the interest rate on your vehicle loan and, in certain situations, the total amount owed. It’s a relatively straightforward technique to eliminate the majority of your debt. . Chapter 7 is a disaster when it comes to secured debt. .

Chapter 13 bankruptcy 75

Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Unsecured Debt 75

Better Credit Blog

JANUARY 11, 2022

is the spokesperson for Debt Consolidation Care and an attorney who helps his clients deal with bankruptcy, and he says sometimes it’s the best option people have at their disposal. “It may be the only resort to get rid of debts when you have insufficient income to repay them.” When Bankruptcy Makes Sense.

Bankruptcy 63

Bankruptcy Chapter 13 bankruptcy Debt Consolidation Lawyers 63

Credit Corp

OCTOBER 25, 2023

Debt consolidation allows you to take multiple debts and combine them into one, and you can do this with your credit card debt. Doing this makes managing the debt a little easier, and you may be able to get a lower interest rate. You can go about consolidating credit card debt in a few different ways.

Credit Card Debt 52

Credit Card Debt Debt Consolidation Credit Unions Credit Unions 52

Titan Consulting

AUGUST 30, 2020

A reverse mortgage is a unique loan, secured by the equity in your home, available to seniors 62 years of age and older. Here are the factors to consider before applying for a loan. Like a traditional mortgage, a reverse mortgage uses your home as collateral while allowing you to own and live in the house as long as you wish.

Loans 64

Loans Debt Consolidation Collateral Credit Card Debt 64

Sawin & Shea

MAY 2, 2024

If you qualify for Chapter 7 bankruptcy, our attorneys can guide you through the process of eliminating unsecured debts, such as credit card balances, medical expenses, and personal loans, within a matter of months. However, certain debts like child support, alimony, and other domestic support obligations cannot be eliminated.

Bankruptcy 52

Bankruptcy Chapter 7 bankruptcy Chapter 13 bankruptcy Unsecured Debt 52

Better Credit Blog

OCTOBER 6, 2021

Lenders will generally feel you’re a safer bet to loan to when your credit score is higher, and you could therefore qualify for a lower interest rate on your mortgage. Your interest rate is the amount you pay on top of the principal, so the lower that is, the less you will pay for your mortgage overall. .”

Lender 52

Lender Collateral Loans Debt Consolidation 52

Debt Free Colorado

JANUARY 20, 2024

Some options are negotiating with creditors, structured payment plans, and debt consolidation. Debt consolidation combines many debts, including medical bills, into one with a lower interest rate. They can also help with potential debt management plans. Various alternatives to bankruptcy are available.

Chapter 13 bankruptcy 52

Chapter 13 bankruptcy Bankruptcy Chapter 7 bankruptcy Unsecured Debt 52

Collection Industry News

JUNE 17, 2024

Household Debt Is at an All-Time High Household debt across all categories grew by 4.8% This includes mortgages, home equity revolving debt, auto loans, credit cards, student loans and other consumer lending such as retail cards. The total household debt of $17.3 over the same period. on the year.

Credit Card Debt 40

Credit Card Debt Student Loans Student loans Loans 40

Collection Industry News

JANUARY 13, 2024

Auto loan and mortgage debt increased by 4%, while student loan debt saw a modest rise of 1.6%. Household debt in the “Other” category — which includes retail cards and other consumer loans — also saw a substantial increase of 7.7% Keep your eyes on the prize: a debt-free life. over the same period.

Credit Card Debt 40

Credit Card Debt Student Loans Student loans Bankruptcy 40

Better Credit Blog

MAY 10, 2022

If you already have a large amount of high-interest credit card debt, you may be able to do a debt consolidation into a balance transfer credit card. Balance transfer credit cards are an excellent strategy to pay off or at least pay down debt. That will get you out of debt faster. Student Credit Cards.

Auto Insurance 65

Auto Insurance Banks Debt Consolidation Credit Unions 65

Collection Industry News

JUNE 10, 2024

The rule change, announced by the Consumer Financial Protection Bureau (CFPB) on June 11, would prevent almost any medical debt from appearing on credit reports. In a statement, the CFPB said medical bills “have little to no predictive value when it comes to repaying other loans.“

Debt Consolidation 40

Debt Consolidation Healthcare Debt settlement Loans 40