Collection Agencies Consumer Credit Debt Consolidation 
Credit Corp
FEBRUARY 9, 2024
Each option has its advantages and drawbacks as well as a distinct impact on your credit score, both short term and long term. A debt consolidation loan adds a new account to your credit report, which can briefly cause your score to drop.
Credit Corp
OCTOBER 6, 2023
Despite the national average of Americans having over $9,000 in credit card debt per household, only 14% say they’re “very worried” about their debt. 67% of respondents said they have less than $2,000 in debt, which may indicate that only a concentrated number of people have high amounts of credit card debt.
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Credit Corp
FEBRUARY 21, 2023
Despite the national average of Americans having $9,000 in credit card debt per household, only 14 percent say they’re “very worried” about their debt. 20 percent of respondents don’t know how long they’ve been in debt. The majority of respondents (56 percent) say their credit card debt is due to unexpected expenses.
FDCPA Defense
NOVEMBER 10, 2015
• “I’m not going to talk to you until you send me documents.” • “My ex-husband agreed to pay this as part of our divorce.” • “I think my insurance company was supposed to cover this.” • “I hired a debt consolidator who agreed to pay all my debts.” • “The television that I bought with the card never worked.” • “Stop calling me about this account.”
Collection Industry News
JUNE 10, 2024
In 2022, the three largest credit bureaus — TransUnion, Equifax and Experian — started removing paid medical debts from consumers’ credit reports. FICO® and Vantage Score, the two major credit scoring companies, have also decreased the degree to which medical bills impact credit scores.
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