Credit Corp

JULY 20, 2020

Just like late payments, a charged-off debt stays on your credit report for seven years. The seven-year clock starts on the date of the last scheduled payment you didn’t make and doesn’t restart if the debt is sold to a collection agency or debt buyer. But if you can’t pay your debts, what choice do you have?

Debt Consolidation 98

Debt Consolidation Creditors Creditworthiness Third-party Debt Collectors 98

Credit Corp

FEBRUARY 9, 2024

Debt settlement, for example, utilizes some tactics that generally have a more negative effect than other types of debt relief programs. Credit.com’s free credit report card tool can help you better understand your current creditworthiness and which factors you need to work on to help you improve your standing.

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FDCPA Defense

NOVEMBER 10, 2015

• “I’m not going to talk to you until you send me documents.” • “My ex-husband agreed to pay this as part of our divorce.” • “I think my insurance company was supposed to cover this.” • “I hired a debt consolidator who agreed to pay all my debts.” • “The television that I bought with the card never worked.” • “Stop calling me about this account.”

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Collection Industry News

JUNE 10, 2024

If you still haven’t paid the bill after several months, the debt may be sold to a medical collections agency, which will try to collect on it. How long does medical debt stay on your credit? Medical debt is not reported to credit bureaus as long as it remains with your healthcare provider.

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