Debt Free Colorado

FEBRUARY 21, 2022

When collecting a debt from you, collection agencies must adhere to federal and state rules. Fortunately, the federal Fair Debt Collection Practices Act (FDCPA) protects all states. To learn more about pursuing your legal rights, contact your state’s local consumer agency. or after 9 p.m.

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FFGN COLLECT NY

DECEMBER 15, 2021

The CFPB also acts as a database that logs complaints against collection agencies and collection attorneys. The public record includes the names of the debt collection agencies, law firms, and lawyers, accused of wrongdoing as well as what the debt collector is accused of.

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Collection Industry News

SEPTEMBER 2, 2024

The Fair Debt Collection Practices Act (FDCPA) serves as a foundational piece of legislation protecting consumers from abusive debt collection practices. For businesses looking to streamline their debt collection process, adhering to FDCPA guidelines is essential for long-term success.

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Credit Corp

JANUARY 21, 2021

How Does the Law Protect Your Rights Regarding Credit Collections and Reporting? Numerous federal and state laws protect your rights to fair and accurate credit reporting. Some of those laws also cover your rights as a consumer to fair debt collection practices. How Do You Sue a Collection Agency or Other Creditor?

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PDC Flow

FEBRUARY 27, 2025

The debt collection process can be tricky. Collection agencies must follow regulations strictlyor youll find your business in jeopardy. Compliance can be even harder when scammers actively try to disrupt your debt collection practices through call baiting. But what are they baiting the agent to do?

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Sawin & Shea

JULY 20, 2022

Have you ever been incessantly contacted by a debt collection agency trying to get money from you? Many individuals experience unwanted contact from debt collectors and are unsure how to approach the situation. In this blog, we discuss what debt collectors in Indiana can and cannot do according to the law.

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Sawin & Shea

MARCH 16, 2021

Debt collection agencies can’t wait for the new rules to go into effect later this year. Many debt collectors already push the boundaries of what’s allowed, contacting people relentlessly and sometimes violating the Fair Debt Collection Practices Act (FDCPA).

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Debt Collection Answers

MARCH 18, 2016

Under the federal Fair Debt Collection Practice Act, a debt collector generally is a person or a company that regularly collects debts owed to others, usually when those debts are past-due. Debt collectors include collection agencies or lawyers who collect debts as part of their business.

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Sawin & Shea

AUGUST 24, 2020

Consult with a bankruptcy lawyer about what your debt negotiation options are. Debt collection agencies can be thoroughly unpleasant. It can be costly with lots of overhead fees and can take years to reach a settlement. How Can I Stop Collector Harassment?

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The Kaplan Group

AUGUST 29, 2021

After all, being reminded that you still have outstanding debts can be overwhelming in itself. Fair Debt Collection Practices Act (FDCPA) When debt collectors violate the rules under the Fair Debt Collection Practices Act (FDCPA), they can be found guilty of harassment, abuse, or oppression.

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FDCPA Defense

APRIL 17, 2019

Few things are more fundamental in the law than the principle that a lawyer owes a duty of loyalty to the client, a duty to be vigorous advocate within the bounds of the law, and a duty to maintain the client’s confidences and preserve the attorney-client privilege. Clients expect this of their attorneys, as they should. It makes no sense.

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Credit Corp

AUGUST 31, 2021

However, it’s important to note that every case is unique and the statute of limitations on various forms of debt is different in each state. Understanding what the rules in your state are and how they might apply to your specific debt situation is important. Contact a lawyer for your unique situation if you have questions.

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Better Credit Blog

JULY 14, 2020

First Financial Asset Management is a medium-sized debt collection agency that is based out of Peachtree Corners, Georgia. They were originally founded in 2010, which makes them one of the newer debt collection agencies out there. You don’t need to be a lawyer to become aware of your rights as a consumer.

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National Service Bureau

JUNE 18, 2015

The Fair Debt Collection Practices Act was passed in 1977 to outline the ways in which consumers can be contacted by collection agencies. First, who is a debt collector? The legislation is pretty extensive defining who is not considered a debt collector.

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Taurus Collect

FEBRUARY 1, 2024

Understanding the Debt Collection Process The debt collection process typically initiates once a creditor concludes an account is non-performing, meaning the debtor has missed payments for several months. Agencies operating on this basis may take on cases they assess to have a higher likelihood of recovery.

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Better Credit Blog

JANUARY 27, 2021

The best way to simultaneously stop their calls and improve your credit is to remove the collection account from your credit report. Founded in 1925, BC Services is a small debt collection agency headquartered in Colorado Springs, CO. Debt Validation. What is BC Services? Negotiate a Settlement.

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The McHughes Law Firm

AUGUST 29, 2016

5: Debt Collectors Hound Debtors and Make Threats. Debt collection is governed by the Fair Debt Collection Practices Act , which has specific guidelines for contacting debtors. The average consumer is far more likely to be responsive when contacted by a lawyer than by a collection agency.

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Collection Industry News

SEPTEMBER 23, 2020

Fighting Back When Debt Collectors Sue. The Pew researchers found that while most businesses filing debt collection claims were represented by attorneys, only about 10% of consumers being sued had lawyers. Some think the creditor’s lawyer will steamroll over them and they do not have any real way to fight back.

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Collection Industry News

JULY 20, 2020

Franklin Collection Serv. (N.D. 15, 2020) , a collection agency sent a dunning letter to a consumer that stated, “If you are not paying this account, contact your attorney regarding our potential remedies, and your defenses, or call (###) ###-####.”. Check out the iA Case Law Tracker. . What happened? In Soyinka v.

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BN Lawyers

APRIL 30, 2019

The injunction provides ample and permanent protection against virtually all collection activity. Some common examples include: The sale of a discharged debt to a collection agency. Phone calls, collection letters and public announcements of default. What Actions from Creditors Are Prohibited?

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Jimerson Firm

JANUARY 16, 2023

The Florida Consumer Collection Practices Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA) are two pro-consumer statutes. Accredited Collection Agency Inc. , No. Businesses should be aware of each statute and how to defend against such claims. See, e.g., Lane v.

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FDCPA Defense

MAY 11, 2017

If you have read the Fair Debt Collection Practices Act, 15 U.S.C. For example, in Clomon the defendant, an attorney, was a part-time general counsel of a collection agency. The agency mailed nearly 270,000 similar letters each year – roughly 1062 each working day. 1692, et seq. Avila, 84 F.3d

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FDCPA Defense

JANUARY 28, 2012

Debt buyers are being sued based on the conduct of their agencies and law firms. Lawyers and agency owners are being sued based on the conduct of their clients and their collectors. Even original creditors, who are not subject to the FDCPA, are being drawn into FDCPA litigation under various theories of recovery.

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Better Credit Blog

APRIL 5, 2022

Request a Goodwill Deletion – If You Have Paid The Debt. The first step, if you have paid the full collection account, settlement, or have been making regular on-time payments, is to mail the collection agency a “ goodwill letter ” that explains your situation. Ask the Collection Agency to Validate the Debt.

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Collection Industry News

MAY 11, 2021

Miller, 48, denies any wrongdoing in his debt collection practices, claiming he has been unfairly targeted by lawyers, prosecutors and federal agents. He said he is getting out of debt collections because of what he considers government harassment. John Hickey.

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