Sawin & Shea

AUGUST 24, 2020

Bankruptcy can also stop or delay a home or mortgage foreclosure, stop collection actions, stop garnishments and lawsuits. Consult with a bankruptcy lawyer about what your debt negotiation options are. Debt collection agencies can be thoroughly unpleasant. What Do the Various Kinds of Bankruptcy Entail?

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Debt Guru

APRIL 12, 2020

At the same time, payday lenders will start calling you and sending letters from their lawyers. The resulting court judgment remains public for seven years, and a successful lawsuit can lead to garnishment of your wages or even seizure of your assets. They may even call your personal references.

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Sawin & Shea

OCTOBER 26, 2022

Additionally, you can discharge a loan regardless of whether the original lender has the loan or whether the lender sold it to a collection agency or debt buyer. Even if a creditor has initiated a wage garnishment you can still discharge the unsecured loan in Chapter 7 bankruptcy. Contact Indiana Bankruptcy Attorneys.

Personal loans 98

Personal loans Chapter 7 bankruptcy Bankruptcy Chapter 13 bankruptcy 98

Credit Corp

AUGUST 31, 2021

Contact a lawyer for your unique situation if you have questions. Each state has a law referred to as a statute of limitations that spells out the time period during which a creditor or collector may sue borrowers to collect debts. Can a Collection Agency Report an Old Debt as New? Always respond to legal summons.

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Collections Law

JULY 6, 2021

For out-of-state creditors, the commercial litigation collections lawyers at Law Offices of Alan M. Once filed, you must wait 30 days until the execution is issued, and our attorneys can begin using our effective methods of collection to attempt to collect the monies you are owed.

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Better Credit Blog

AUGUST 31, 2020

It is enforced by the Federal Trade Commission , a federal agency that protects consumers and maintains fair competition in the marketplace, including debt collection attempts. The law specifically limits how and when collections agencies can contact you, and it allows you to dispute debts. What Does the FDCPA Apply to?

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Sawin & Shea

FEBRUARY 2, 2022

If you are drowning in debt but aren’t sure which option is right for you, it can help to consult with an experienced lawyer. If a creditor does not want to participate, they can still pursue you in all the ways allowed by law including lawsuits and wage garnishments. Debt Settlement.

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Better Credit Blog

MAY 12, 2022

And, after ordering you to repay the money, a judge could approve wage garnishment which means the court would take part of your paycheck and give it to the creditor before you even see the money! You’d may have to hire a lawyer, but if the debt is big enough this might pay off. This is usually an easy dismissal.

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Collections Law

JULY 29, 2021

Relying on handshakes and oral promises may feel more natural but in commercial debt collection, it is extremely helpful to have good paperwork. A solid paper trail helps your chances of having our collections lawyers persuade your debtor to pay, It also improves your chance at winning at trial.

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The McHughes Law Firm

AUGUST 29, 2016

Correspondence from a collection agency often end up in the trash unread, but a letter from a debt collection attorney is more likely to prompt action by the debtor. The average consumer is far more likely to be responsive when contacted by a lawyer than by a collection agency.

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Collection Industry News

SEPTEMBER 23, 2020

The Pew researchers found that while most businesses filing debt collection claims were represented by attorneys, only about 10% of consumers being sued had lawyers. Some think the creditor’s lawyer will steamroll over them and they do not have any real way to fight back. Fighting Back When Debt Collectors Sue.

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Collections Law

OCTOBER 5, 2020

Throughout the debt recovery process, you may be tempted to take the path of least resistance and try to either put the situation behind you or turn to a collections agency. The relentless collection lawyers at the Law Offices of Alan M. These types of situations are where post-judgment collection comes into play.

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Debt Collection Answers

MAY 18, 2023

A default judgment enables DNF Associates, LLC to seize your bank account, garnish your wages, and take other damaging legal actions against you. To improve your chances of success and prevent further legal action against you, it is advisable to engage the services of a debt defense lawyer. What is DNF Associates, LLC?

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Collections Law

JULY 1, 2020

Collection agencies are passive organizations that make the same effort you were making before you brought them on board. At the end of the day, a collection agency will collect only low-hanging fruit and tell you that there is nothing more that they can do to help you.

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Taurus Collect

JANUARY 24, 2023

In addition to traditional communication methods, many debt collection agencies also use other tactics, such as sending frequent emails and letters in an effort to motivate delinquent accounts into making payments or entering into payment arrangements.

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Sawin & Shea

MARCH 27, 2024

When you file a Chapter 7 petition, you’ll receive an automatic stay protecting you from lawsuits and other collection efforts. This bankruptcy protection will prohibit a collection agency or another creditor from recovering debt or taking action against you.

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Jimerson Firm

JANUARY 16, 2023

The Florida Consumer Collection Practices Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA) are two pro-consumer statutes. Accredited Collection Agency Inc. , No. Businesses should be aware of each statute and how to defend against such claims. See, e.g., Lane v.

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BN Lawyers

APRIL 30, 2019

Debtors who have filed for bankruptcy and received their Discharge often continue to receive collection letters and phone calls from their creditors. Some creditors even go so far as to sue on these discharged debts or garnish wages and bank accounts. Some common examples include: The sale of a discharged debt to a collection agency.

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Sawin & Shea

OCTOBER 5, 2022

Federal loans charge high-interest rates, and if you default, the government could sell your loan to a collection agency. When you default on a federal student loan, the government can garnish up to 15% of your wages or social security income without a court order. They can even intercept your federal tax refund.

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Student Loans Student loans Loans Garnishment 93

FFGN COLLECT NY

JANUARY 31, 2024

The role of the Attorney General (AG), head of the Department of Law, is “both the People’s Lawyer and the state’s chief legal officer…serves as the guardian of the legal rights of the people of New York, its organizations, and its natural resources.”

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