Account Recovery

DECEMBER 31, 2024

A state appeals court in Washington has affirmed an attorney’s fee award for the plaintiff in a debt collection case, agreeing with the lower court that counterclaims brought by the defendant, a collection operation, were frivolous.

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Collections Collection Agencies Collections Agency Judgment 130

American Profit Recovery

JANUARY 6, 2025

And as a collection agency working with small businesses and large organizations, it is a must for us to carry out our mission. Demonstrating empathy also shows that we understand that person’s individual challenges without judgment. How does active listening help in debt collections? What is active listening?

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Collections Debt collector Collection Agencies Collections Agency 222

Nexa Collect

MARCH 12, 2021

Debt collection agencies in PR include Kinum , TSI , CICA, ILCA and Professional recoveries. Spanish and English-speaking debt collectors are required for Puerto Rico debt collection. Need a Collection Agency in PR? Puerto Rico is one of the states that regulate the collection of fees and interest.

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Collection Agencies Collections Agency Collections Garnishment 130

Nexa Collect

JUNE 18, 2023

A medical collection agency will send written demands and make persistent phone calls to your patients. The cost of collection agencies depends on whether you select their Fixed-fee or Contingency-fee service. Need a Medical Collection Agency? This can have a negative impact on the patient’s credit score.

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Collection Agencies Collections Agency Collections Healthcare 130

Nexa Collect

JANUARY 12, 2022

If you plan to outsource your accounts receivable to an aggressive collection agency, then kindly read this article and be aware of all the risks you are taking. And you guessed right, most courts issue unfavorable judgments for the debt collectors.

Collection Agencies 130

Collection Agencies Collections Agency Debt collector Collections 130

Account Recovery

APRIL 1, 2022

A District Court judge yesterday granted a plaintiff’s motion for summary judgment, ruling that a collection agency that allowed collectors and other staff to work remotely violated the Fair Debt Collection Practices Act and ordered the agency to bring all employees back to the office.

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Fair Debt Collection Collection Agencies Collections Agency Judgment 246

Account Recovery

OCTOBER 12, 2020

A District Court judge in Maine has granted a trade association’s motion for judgment after it sued the state for enacting laws that governed how, among other things, medical debts are reported to credit reporting agencies by collection agencies.

Collection Agencies 246

Collection Agencies Collections Agency Trade Judgment 246

Account Recovery

AUGUST 17, 2020

A District Court judge in Indiana has adopted a Magistrate Judge’s Report and Recommendation that grants summary judgment in favor of a plaintiff who sued a collection agency for violating the Fair Debt Collection Practices Act for sending a letter to the plaintiff after she had communicated that she was refusing to repay the debt.

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Fair Debt Collection Collection Agencies Collections Agency Judgment 246

Account Recovery

APRIL 8, 2022

If you’re the second collection agency attempting to collect on a debt, are you responsible for the sins of the first?

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Collection Agencies Collections Agency Judgment Collections 246

Account Recovery

AUGUST 17, 2020

JUDGE GRANTS MSJ FOR PLAINTIFF IN FDCPA CASE OVER BFE DEFENSE A District Court judge in Indiana has adopted a Magistrate Judge’s Report and Recommendation that grants summary judgment in favor of a plaintiff who sued a collection agency for violating the Fair Debt Collection Practices Act for sending a letter to the plaintiff after … The post (..)

Fair Debt Collection 246

Fair Debt Collection Collection Agencies Collections Agency Judgment 246

Account Recovery

APRIL 19, 2021

Judge Awards $17k in Damages, Attorney’s Fees in FCRA Default Judgment; Comment Period Now Open on CFPB NPRM to Delay Rule’s Effective Date appeared first on AccountsRecovery.net.

Judgment 147

Judgment Collection Agencies Collections Agency Collections 147

Nexa Collect

JUNE 21, 2023

If you ignore a debt collection agency, several potential consequences could affect your financial well-being and peace of mind: Persistent Contact : Debt collection agencies might persist in attempting to contact you through phone calls, letters, and possibly emails. This can be stressful and disruptive.

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Collection Agencies Collections Agency Credit Counselor Garnishment 100

Account Recovery

DECEMBER 7, 2023

A District Court judge in Texas has granted a plaintiff’s motion for default judgment in a Fair Debt Collection Practices Act case against a collection agency — 18 months after the parties had reached […]

Judgment 130

Judgment Fair Debt Collection Collection Agencies Collections Agency 130

Account Recovery

JANUARY 27, 2021

A District Court judge in Indiana has granted a defendant’s motion for summary judgment, ruling that the collection agency was entitled to the Fair Debt Collection Practices Act’s bona fide error defense because a fax that was sent by the plaintiff’s attorney disputing a debt was forwarded to the wrong department.

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Fair Debt Collection Collection Agencies Collections Agency Judgment 225

Account Recovery

AUGUST 2, 2023

The Court of Appeals for the Tenth Circuit has affirmed a summary judgment ruling in favor of a defendant that was sued for violating the Fair Debt Collection Practices Act because it was not licensed as a collection agency when it filed a lawsuit to collect on an unpaid debt. A copy of the ruling […]

Judgment 130

Judgment Fair Debt Collection Collections Collection Agencies 130

Account Recovery

DECEMBER 30, 2024

However, the legislation has faced criticism from collections attorneys who argue it could impair the ability of civil judgment holders, including some crime victims, to collect compensation. California A new law, scheduled to go into effect on January 1, bans the reporting of medical debt on consumers’ credit reports.

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Garnishment Debtor Collection Agencies Collections Agency 130

American Profit Recovery

MARCH 15, 2024

It’s relatively inexpensive to file a claim, and if you have paperwork to back up your claim, your business will often achieve a favorable judgment. A small claims judgment is just that, an order from the court for the client to pay your business. In short, it becomes your responsibility to enforce that judgment.

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Judgment Collection Agencies Collections Agency Garnishment 211

American Profit Recovery

MAY 5, 2023

We always advise the organizations we work with to have an internal debt collection strategy prior to issuing accounts to a collection agency. There are many ways to get your customers to pay before handing that account over to your debt collection agency. Such as a onetime debt from a client.

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Collections Collection Agencies Collections Agency Debt collector 208

Credit Corp

NOVEMBER 9, 2020

If you or someone you know has dealt with a collection agency, you know how trying it can be. Debt collection agencies have a long history of harassment and illegal practices. Can a collection agency report to a credit bureau without notifying you? Can collection agencies buy from other collection agencies?

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Collection Agencies Collections Agency Credit Bureau Collections 105

Account Recovery

JULY 31, 2020

A District Court judge in Indiana has granted a defendant’s motion for summary judgment after it was sued for violating the Fair Debt Collection Practices Act because it did not catch a debt that was disputed via fax because the collection agency was entitled to the Bona Fide Error defense.

Fair Debt Collection 189

Fair Debt Collection Collection Agencies Collections Agency Judgment 189

Credit Corp

JUNE 3, 2020

A judgment is an order issued by a court of law. The company, creditor or collection agency has legal ways to pursue payment. If they are successful, the court issues a judgment against you. What Happens After a Judgment Is Entered Against You? You should receive a notice of the judgment entry in the mail.

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Judgment Garnishment Creditors Law Firms 98

Account Recovery

DECEMBER 15, 2020

APPEALS COURT VACATES JUDGMENT FOR PLAINTIFF IN FDCPA CASE The Court of Appeals for the Eighth Circuit has vacated a judgment in favor of a plaintiff who alleged a debt buyer violated the Fair Debt Collection Practices Act because the collection agency it used to collect on an unpaid debt contacted the plaintiff even though … The post Daily Digest (..)

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Fair Debt Collection Judgment Collection Agencies Collections Agency 162

Account Recovery

APRIL 8, 2024

A Utah Appeals Court has affirmed the lower court’s summary judgment ruling in favor of a defendant that was sued for violating the Fair Debt Collection Practices Act because it filed a collection lawsuit against the plaintiff when it was not licensed under the Utah Collection Agency Act.

Fair Debt Collection 130

Fair Debt Collection Collection Agencies Collections Agency Judgment 130

Account Recovery

AUGUST 10, 2020

A District Court judge in Hawaii has denied a defendant’s motion for summary judgment after it was sued for violating the Fair Debt Collection Practices Act because it sued to collect on an unpaid debt yet was not registered in the state as a collection agency.

Fair Debt Collection 162

Fair Debt Collection Collection Agencies Collections Agency Judgment 162

Account Recovery

FEBRUARY 18, 2025

More bankruptcies mean higher charge-offs for creditors and increased reliance on third-party collection agencies. With this uptick, regulatory scrutiny may rise, leading to more complaints and lawsuits under laws like the FDCPA (Fair Debt Collection Practices Act) and Regulation F due to errors in handling bankrupt debt.

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Fair Debt Collection Law Firms Bankruptcy Judgment 130

Account Recovery

JULY 30, 2024

A District Court judge in New Jersey has granted a defendant’s motion to compel arbitration in a dispute involving a collection agency and a consumer, after the agency sent a collection letter to the plaintiff to collect on a debt that had already been satisfied by a judgment.

Collections 130

Collections Collection Agencies Collections Agency Judgment 130

Account Recovery

OCTOBER 9, 2024

The plaintiff won a $2,000 judgment against the apartment complex in Maryland state court for issues related to mold in his apartment, but never collected on it. In his ruling, Judge Grimberg found no evidence that the Maryland judgment was related to or altered the outstanding balance that the defendant sought to recover.

Judgment 130

Judgment Fair Debt Collection Collection Agencies Collections Agency 130

UK debt collections

APRIL 14, 2022

If you’re running a Business and searching for a debt collection agency (DCA), it is essential you choose the right solution. As with any Business sector, not all debt collection agencies are equal. Performing basic checks should help you determine which Debt Collection Agency is best for your Business.

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Collection Agencies Collections Agency Collections Debt Recovery 64

Account Recovery

JANUARY 27, 2021

JUDGE GRANTS MSJ FOR DEFENDANTS IN FDCPA DISPUTE CASE A District Court judge in Indiana has granted a defendant’s motion for summary judgment, ruling that the collection agency was entitled to the Fair Debt Collection Practices Act’s bona fide error defense because a fax that was sent by the plaintiff’s attorney disputing a debt was … The post (..)

Fair Debt Collection 147

Fair Debt Collection Collection Agencies Collections Agency Judgment 147

Account Recovery

JULY 31, 2020

Judge Grants MSJ for Defense Thanks to BFE; Debt Buyer to Forgive $300k After Agreement with Mass.

Fair Debt Collection 147

Fair Debt Collection Collection Agencies Collections Agency Judgment 147

Account Recovery

JUNE 30, 2023

In what I imagine is a scenario that is all-too familiar inside collection agencies across the country, a District Court judge in Washington has granted a defendant’s motion for summary judgment after it was sued for violating the Fair Debt Collection Practices Act because it attempted to collect on an unpaid healthcare debt before it […] (..)

Fair Debt Collection 130

Fair Debt Collection Healthcare Collections Collection Agencies 130

Account Recovery

JUNE 15, 2023

An insurance company has filed a lawsuit in federal court seeking a declaratory judgment that it does not have to cover a collection agency in connection with a class-action lawsuit that was filed after the agency suffered a data breach, because the policy excluded damages arising out of the disclosure of a consumer’s personal or […]

Collection Agencies 130

Collection Agencies Collections Agency Judgment Collections 130

Account Recovery

JUNE 29, 2023

A District Court judge in Nevada has granted a defendant’s motion for judgment on the pleadings in a Fair Credit Reporting Act and Fair Debt Collection Practices Act case involving duplicative entries on the plaintiff’s credit report from a collection agency and a creditor related to the same debt, although the amounts of the debt […] (..)

Fair Debt Collection 130

Fair Debt Collection Collection Agencies Collections Agency Judgment 130

Direct Recovery

JULY 31, 2024

Commercial debt collection agencies can be tremendously effective partners for almost any small business that offers credit to their customers. To be perfectly honest, there is not much that a commercial debt collection agency can’t do to help improve your company’s cash flow.

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Collection Agencies Collections Agency Collection Agent Third-party Debt Collectors 59

Account Recovery

APRIL 19, 2023

A District Court judge in Washington has adopted a Magistrate Court judge’s recommendation to grant a plaintiff’s motion for partial summary judgment on a Fair Debt Collection Practices Act claim against a collection agency, ruling the defendant had no valid defense to the actions it took against the plaintiff.

Fair Debt Collection 130

Fair Debt Collection Collection Agencies Collections Agency Judgment 130

Account Recovery

MAY 1, 2023

A District Court judge in North Carolina has granted a defendant’s motion for summary judgment in a Fair Debt Collection Practices Act case, ruling the use of a local phone number from a collection agency based in another state and that 14 phone calls placed during a one-month period — even though 13 of those … The post Judge Grants (..)

Fair Debt Collection 130

Fair Debt Collection Collection Agencies Collections Agency Judgment 130

Better Credit Blog

MAY 12, 2022

In my recent experience, it’s not hard to remove judgments from your credit report as long as you follow the proper steps. Many readers assume it’s impossible to have the credit bureaus remove civil judgments because they involve the court system. It’s still possible you could see a judgment pulling down your credit score.

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