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In 2010, the defendant purchased the account and placed it with a lawfirm for collection. After receiving letters from the lawfirm, the plaintiff set up a payment plan, which she completed in 2013.
Last week, the CFPB issued a Consent Order against a New Jersey based debt-collectionagency (Agency) over allegations that the Agency regularly violated the FDCPA and the CFPA in the course of their collection activity.
Marcott was assisted by ABC for Health, a nonprofit, public interest lawfirm in Madison. In a recent report reviewing 5,023 lawsuits to collect unpaid medical bills by five health systems in Wisconsin from 2017 to 2019, the firm found that health systems were always represented by attorneys, but less than 1% of patients were.
WHAT THIS MEANS, FROM CHUCK DODGE OF HUDSON COOK: This decision is a mixed one for the defendant, a lawfirm. The opinion recites facts indicating that the lawfirm had at least four addresses in its system of record for the plaintiff, and tried to serve the collection lawsuit at three of them – all but her actual address.
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Collection Agencies 
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