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When collecting a debt from you, collectionagencies must adhere to federal and state rules. Fortunately, the federal Fair DebtCollection Practices Act (FDCPA) protects all states. Consumer debts include credit card debts, vehicle loans, medical costs, and school loans.
Debtcollectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. What you may not know is that you are protected by the Fair DebtCollection Practices Act (FDCPA), a law designed to keep third-partydebtcollectors in check when they contact you.
BC Services is a third-partydebtcollector that has been hired by a healthcare provider to whom you owe money to get you to make payments on a debt. The best way to simultaneously stop their calls and improve your credit is to remove the collection account from your credit report. Debt Validation.
“I have since been contacted by collectionagencies and lawyers attempting to collect on this ‘debt.’ I do not know if my credit will ultimately be affected by this.”.
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