Remove Collection Agencies Remove Lawyers Remove Third-party Debt Collectors
article thumbnail

Dealing with Debt Collectors

Debt Free Colorado

When collecting a debt from you, collection agencies must adhere to federal and state rules. Fortunately, the federal Fair Debt Collection Practices Act (FDCPA) protects all states. Consumer debts include credit card debts, vehicle loans, medical costs, and school loans.

article thumbnail

Fair Debt Collection Practices Act (FDCPA)

Better Credit Blog

Debt collectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. What you may not know is that you are protected by the Fair Debt Collection Practices Act (FDCPA), a law designed to keep third-party debt collectors in check when they contact you.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

How to Get BC Services off Your Credit Report

Better Credit Blog

BC Services is a third-party debt collector that has been hired by a healthcare provider to whom you owe money to get you to make payments on a debt. The best way to simultaneously stop their calls and improve your credit is to remove the collection account from your credit report. Debt Validation.

article thumbnail

Americans share their medical debt horror stories

Collection Industry News

“I have since been contacted by collection agencies and lawyers attempting to collect on this ‘debt.’ I do not know if my credit will ultimately be affected by this.”.