Titan Consulting

SEPTEMBER 22, 2020

Consumers in need of debt relief have three primary options to reduce their debt: credit counseling, debt settlement, or bankruptcy. Credit counseling requires the repayment of the debt in full. What is the difference between debt settlement and a debt management plan ? Frequently Asked Questions.

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Credit Corp

AUGUST 24, 2021

This is to help ensure that all outstanding items are being looked at and help the counselor understand if you’re dealing with collections. This might include options such as budgeting, debt settlement, consolidation loans, or debt management programs. The credit counselor helps you create a plan.

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Credit Corp

FEBRUARY 9, 2024

As long as you stick to the minimum payments needed on all of your other credit accounts while you work to pay down your debt, this method has little immediate impact on your credit report and a reliably positive one in the long term. You’ll need to consider these factors when determining whether a debt consolidation loan is right for you.

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Fico Collections

NOVEMBER 3, 2022

Debt Collection: Have We Learned the Lessons of the Last Crises? While the current series of economic shocks may seem "unprecedented", there are clear lessons from past crises that should shape our collections strategies today. Four Key Collections Factors Shaping Analytic Insights, Strategy, Policy and Execution.

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Taurus Collect

NOVEMBER 15, 2023

Regulations around debt collection are strict, and experts from no cure no pay debt collection UK are here to help you navigate these waters. In this post, we will explore the rights and regulations governing debt collection in the UK. ” If you’re based in the UK, the answer may surprise you.

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Debt Free Colorado

NOVEMBER 13, 2017

Deceives consumers about its fees : Freedom falsely claims that it charges consumers only when it negotiates a settlement of a debt and consumers make a payment under the terms of the settlement. Creditors are not required to participate in or cooperate with a debt management or settlement.

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Credit Corp

AUGUST 8, 2024

Be sure to also familiarize yourself with the Fair Debt Collection Practices Act so you’re aware of your rights. Table of contents: When Can Debt Collectors Sue? While there’s no set-in-stone timeline on how soon a debt collector can sue, you are more at risk if you have an unpaid debt for more than six months.

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Taurus Collect

FEBRUARY 1, 2024

A debt collector might sound like a character from a Charles Dickens novel, but if you’ve been contacted by one, you know they’re very much a reality of modern financial life. So, what exactly is a debt collector? What Is a Debt Collector? However, they may still try to recover the debt through communication with you.

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Debt Free Colorado

JANUARY 20, 2024

Some options are negotiating with creditors, structured payment plans, and debt consolidation. That includes the inability to pay other essential bills due to medical debt. You should not expect to receive collection notices for unpaid medical bills. They can also help with potential debt management plans.

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Credit Corp

MAY 1, 2024

While it can provide relief from overwhelming debt, it may have significant consequences, including damage to your credit score, tax implications, and potential legal actions from creditors. trillion in credit card debt. Once a debt is discharged , it’s gone forever. Your state may also impose income tax on forgiven debt.

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Collection Industry News

APRIL 13, 2024

Learn more about how to pay off your credit card debt here. Utilize a debt management plan Enrolling in a debt management plan with a debt relief company can be a helpful tool if you’re trying to pay off your credit card balances.

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Credit Corp

MARCH 3, 2021

Are you wondering how to pay off debt fast, if you think you have no money? In this article, I’ll cover some strategies you can do today to pay off debt fast. The best way to learn how to pay off debt fast, even with no money, is by reducing spending, increasing income, and using the leftover monthly surplus to pay debt.

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Credit Corp

APRIL 9, 2021

Have you stumbled upon numerous methods of eliminating debt ? Perhaps you find yourself wondering how to get out of an out of control debt spiral. If so, the debt snowball method could be a simple way to pay down debt.

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Credit Corp

JULY 9, 2021

Does settling a debt hurt credit? The views and opinions expressed in this article are those of the author only and are not endorsed by Credit.com. The short answer is yes, it can and probably will. However, that does not mean that you shouldn’t do it.

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Credit Corp

APRIL 23, 2021

Paying off debt should be a high priority for every American. Earlier this year, consumer debt rose to $4.2 With so much uncertainty looming with the economy, along with the high debt and low savings of the average household, it’s more important than ever to work on paying off debt.

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Credit Corp

MAY 4, 2021

Dealing with debt can feel like a hopeless situation. Don’t worry: You don’t have to be stuck with debt forever. This article originally appeared on Your Money Geek and has been republished with permission. You try your best to make your payments, but interest charges eat up all your progress. Sound familiar?

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Collection Industry News

JANUARY 13, 2024

Ridley, who helps clients manage debt, offered some general advice for debt management. You’re on a sinking ship called ‘Debt’, but I’m handing you a life jacket and a map to dry land. Here’s how you swim to shore: Assess the situation: Get real with your debts. Keep your eyes on the prize: a debt-free life.

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Collection Industry News

JUNE 17, 2024

Ridley, who helps clients manage debt, offered some general advice for debt management. You’re on a sinking ship called ‘Debt’, but I’m handing you a life jacket and a map to dry land. Here’s how you swim to shore: Assess the situation: Get real with your debts. Take your eye off your credit score.

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Burt and Associates

JANUARY 10, 2025

While revenue growth and customer acquisition are often the focus, effective debt management is equally critical. One tool that stands out in managing debts and ensuring steady cash flow is amortization —a concept that can make seemingly insurmountable debts manageable and predictable.

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