Sawin & Shea

MARCH 7, 2023

If you’re struggling with debt and considering bankruptcy, speaking with a bankruptcy lawyer can help you determine your best options and give you some clarity on how the process works. At Sawin & Shea, LLC, our Chapter 7 Bankruptcy lawyers have helped clients just like you in the Indianapolis and surrounding areas.

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Sawin & Shea

FEBRUARY 16, 2022

An automatic stay is an injunction prohibiting creditors from collecting debts. If you’re in an emergency situation such as wage garnishment, eviction, or pending repossession filing an emergency bankruptcy may be right for you. Contact a Bankruptcy Lawyer. Filing for Emergency Bankruptcy.

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Collections Law

OCTOBER 5, 2020

Hiring the debt recovery collection attorneys at the Law Offices of Alan M. After going through the appropriate channels to try to collect outstanding debt — to no avail, as methods such as letter writing and phone calls prove to be fruitless — the next step is turning to the debt collection lawyers at the Law Offices of Alan M.

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Credit Corp

JUNE 3, 2020

The company, creditor or collection agency has legal ways to pursue payment. The judgment creditor can then use that court judgment to try to collect money from you. Common methods include wage garnishment , property attachments and property liens. This is known as wage garnishment. Nonwage garnishment.

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Credit Corp

MARCH 12, 2025

million debt collection lawsuits were filed in 2022 alone. Consult a lawyer: If you are unsure how to draft your response or need help asserting defenses, consult a lawyer or a legal aid organization. Creditors can still attempt to collect it, but they cannot legally threaten or sue for payment. An estimated 2.5

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Credit Corp

AUGUST 31, 2021

Can a debt collector collect after 10 years, for example? Can a debt collector collect after 10 years? Time-barred debts and your credit report What to do if you are contacted about an old debt COVID-19 and debt collections. Can a Debt Collector Collect After 10 Years? Find out in the informational guide below.

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Sawin & Shea

FEBRUARY 9, 2021

Fair Debt Collection Practices Act (FDCPA) protects people from creditor harassment and is quite specific about what creditors can and cannot do to recover debts. Each time you incur a debt, a clock starts ticking and the creditor has a limited time to collect on the debt. This is called zombie debt.

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Debt Free Colorado

FEBRUARY 21, 2022

When collecting a debt from you, collection agencies must adhere to federal and state rules. Fortunately, the federal Fair Debt Collection Practices Act (FDCPA) protects all states. You have rights to help you gain control over your debt collection interactions. Call or text you to collect a debt between 8 a.m.

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Collections Law

JULY 6, 2021

When partnering with the experienced commercial litigation debt collection attorneys at the Law Offices of Alan M. For out-of-state creditors, the commercial litigation collections lawyers at Law Offices of Alan M. Using Aggressive Methods to Collect Your Debt.

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Collection Industry News

MAY 30, 2022

New Yorkers facing debt-collection lawsuits are poised to get a little extra help in the wake of a federal court’s ruling — and some observers say it could translate to a win for consumers across the country who have basic legal questions but can’t afford a lawyer. Source: site.

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Debt Free Colorado

JUNE 18, 2024

Know How to Stop Creditor Harassment & Wage Garnishment Debt can be a heavy burden. Wage garnishment is a legal procedure where a creditor obtains a court order to withhold part of your earnings from your paycheck to repay a debt. This stops creditor harassment and wage garnishment for most debts. What is Wage Garnishment?

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Sawin & Shea

JULY 20, 2022

Have you ever been incessantly contacted by a debt collection agency trying to get money from you? Businesses or individuals who collect debts on behalf of others are known as debt collectors. The majority of debt collectors work for reputable collection companies. That’s why we’re here to help. False Statements.

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Collections Law

NOVEMBER 9, 2020

Once domesticated, we can use a series of collection methods, such as property attachments and injunctions, to make sure you get paid. Once a minimum of 30 days has gone by, the execution is issued, and our aggressive and relentless collections attorneys can then act and use our arsenal of debt collection methods to help you get paid.

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Sawin & Shea

AUGUST 24, 2020

Bankruptcy can also stop or delay a home or mortgage foreclosure, stop collection actions, stop garnishments and lawsuits. Consult with a bankruptcy lawyer about what your debt negotiation options are. Debt collection agencies can be thoroughly unpleasant. What Do the Various Kinds of Bankruptcy Entail?

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Credit Corp

MAY 30, 2023

This is known as wage garnishment. The Consumer Credit Protection Act caps these types of garnishments. Nonwage garnishment. If you’re retired, unemployed, or self-employed, your bank account may be garnished instead. Veterans payments, social security, and disability benefits are not eligible for nonwage garnishment.

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Collection Industry News

SEPTEMBER 23, 2020

However, over the past several years, the civil courts in most states have been overrun by debt collection cases against consumers. The increase in lawsuits filed against consumers for unpaid medical debt, credit card bills, automobile loans and other collection issues comes as no surprise to attorneys and others working in the industry.

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Better Credit Blog

AUGUST 31, 2020

Having debt in collections can be downright overwhelming, especially when debt collectors bombard you with dozens of phone calls. What you may not know is that you are protected by the Fair Debt Collection Practices Act (FDCPA), a law designed to keep third-party debt collectors in check when they contact you. Table of Contents.

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Collections Law

APRIL 1, 2020

Collecting debts from debtors having assets in Massachusetts while you are in another state or a different country used to be difficult, even if you had a judgment against them. Our Experienced Collections Attorneys Knows How to Enforce Foreign Judgments in Massachusetts. They afford the debt collection lawyer attachment targets.

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Collections Law

JULY 29, 2021

The initial step to commercial debt collection is long before you send your debtor to collection. Relying on handshakes and oral promises may feel more natural but in commercial debt collection, it is extremely helpful to have good paperwork. The collections attorneys at the Law Offices of Alan M.

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Collections Law

JULY 1, 2020

The experienced collection attorneys at the Law Offices of Alan M. Collection agencies are passive organizations that make the same effort you were making before you brought them on board. Why Hire a Collections Attorney? An experienced collections attorney will do more than merely advise you on what you need to do.

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Collections Law

FEBRUARY 12, 2021

The first step should be finding someone who can be in your corner and fight to collect your bad debts until they either collect the bad debt or no one else can. The experienced and effective debt collection attorneys at the Law Offices of Alan M. The first is by registration and the second is by collection litigation.

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Collections Law

OCTOBER 5, 2020

When faced with this dilemma, don’t further waste your time and efforts chasing your debtor, spend your time making money and leave your bad debt recovery to the experienced and aggressive collections attorneys at the Law Offices of Alan M. The relentless collection lawyers at the Law Offices of Alan M. Cohen LLC. .

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Taurus Collect

JANUARY 24, 2023

But while it can be exciting to think about that refund cheque hitting your bank account soon, there’s another equally pressing reason why you should pay attention this tax season – debt collection! One of the most common strategies employed by debt collection companies is sending frequent letters or calls reminding you of unpaid debts.

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Debt Guru

APRIL 12, 2020

At the same time, payday lenders will start calling you and sending letters from their lawyers. The resulting court judgment remains public for seven years, and a successful lawsuit can lead to garnishment of your wages or even seizure of your assets. They may even call your personal references.

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Sawin & Shea

OCTOBER 26, 2022

Additionally, you can discharge a loan regardless of whether the original lender has the loan or whether the lender sold it to a collection agency or debt buyer. Even if a creditor has initiated a wage garnishment you can still discharge the unsecured loan in Chapter 7 bankruptcy. Contact Indiana Bankruptcy Attorneys.

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The McHughes Law Firm

AUGUST 29, 2016

New business debt collection may be the last thing on your mind as you juggle all the different moving parts the come with starting a business. If you are in the process of starting a new business, debt collection on past due accounts is likely not even on your radar yet. 1: I Will Lose Customers If I Push Too Hard to Collect.

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Debt Free Colorado

APRIL 1, 2021

Also, it’s a violation of the Fair Debt Collection Practices Act (FDCPA) for a third party debt collector to disclose information about your debts to others. and press legal charges against you You press charges in a criminal case, not a civil debt collection you silly goose. Anyone in a law firm understands how to use BCC.

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Collections Law

NOVEMBER 9, 2020

Once domesticated, we can use a series of collection methods, such as property attachments and injunctions, to make sure you get paid. Once a minimum of 30 days has gone by, the execution is issued, and our aggressive and relentless collections attorneys can then act and use our arsenal of debt collection methods to help you get paid.

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Judgment Judgment Enforcement Collections Debtor 40

Sawin & Shea

MARCH 20, 2024

If you’re worried about garnishments, foreclosures , lawsuits, repossessions , or other consequences of your debt, connect with an experienced bankruptcy lawyer at Sawin & Shea as soon as possible. Choosing the right solution is a big step that could affect your life for years to come. You deserve a fresh start.

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Debt Free Colorado

APRIL 9, 2020

While credit cards and other unsecured loans are almost always the most aggressive when it comes to collecting debts, they should generally be your lowest priority. The post Dealing With Debt From COVID-19 appeared first on Denver Lawyer Clark Daniel Dray. Credit Cards.

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Debt Free Colorado

OCTOBER 25, 2024

Bankruptcy lawyers in Denver, CO can also help you with the process. Creditors must cease all attempts to collect debts. This can include phone calls, letters, lawsuits, and wage garnishments. How Can a Lawyer Help Me With Bankruptcy? An experienced bankruptcy lawyer can help you make informed business decisions.

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Debt Free Colorado

DECEMBER 23, 2024

Quick Summary: Filing for bankruptcy stops all debt collection right away through the automatic stay. This process can stop creditors from collecting money from you. This legal shield blocks creditors from calling you, stops foreclosure sales, prevents wage garnishments , and halts all collection lawsuits.

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Credit Corp

MAY 3, 2023

It’s typically a good idea to consult an experienced bankruptcy lawyer before you file a bankruptcy petition. Bankruptcy does have some benefits, such as potentially putting a stop to wage garnishments or foreclosures. Definitely talk to your bankruptcy lawyer about which property you want to keep and whether it’s possible.

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Debt Collection Answers

MAY 18, 2023

Like all other debt collectors, DNF Associates, LLC depends on multiple sources of information to pursue debt collection. A default judgment enables DNF Associates, LLC to seize your bank account, garnish your wages, and take other damaging legal actions against you. What is DNF Associates, LLC?

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Sawin & Shea

MAY 2, 2024

Whether you’re facing foreclosure , repossession, wage garnishments, or relentless creditor harassment, our expertise in bankruptcy law can offer the protection and relief you’ve been seeking. The automatic stay is a federal injunction that stops most creditor actions to collect debts from the moment your bankruptcy case is filed.

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Sawin & Shea

FEBRUARY 2, 2022

If you are drowning in debt but aren’t sure which option is right for you, it can help to consult with an experienced lawyer. If a creditor does not want to participate, they can still pursue you in all the ways allowed by law including lawsuits and wage garnishments. Debt Settlement.

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Debt Free Colorado

NOVEMBER 13, 2017

In fact, Freedom charges consumers its full fee even when creditors simply stop collection efforts in the absence of a negotiated settlement and consumer payment and when it takes no action on a consumer’s account. Providers cannot stop collection activity, including collection calls, wage garnishment, judgments, and litigation.

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