Troutman Sanders

NOVEMBER 8, 2023

Ultimately, the plaintiff filed for chapter 7 bankruptcy protection, listed the defendant as an unsecured creditor, and obtained a discharge of her debt. After receiving notice of representation, the defendant sent five billing notifications to the plaintiff and made six telephone calls attempting to collect on the $5 monthly payment.

Creditors 52

Creditors Chapter 7 bankruptcy Unsecured Creditor Debt collector 52

American Profit Recovery

APRIL 9, 2021

Some restrictions can reduce credit to consumers. Collection laws and regulations are in place for a reason. They are there to protect the consumer. There have been laws that have been proposed over time that can severely restrict the way a creditor or a third party can conduct collection activity.

Consumer Credit 157

Consumer Credit Collections Debt collector Collection Agencies 157

Jimerson Firm

DECEMBER 14, 2021

Businesses throughout Florida should be aware of consumer statutes that provide remedies to consumers and impose liability to businesses, even for small technical violations. Florida Consumer Collection Practices Act (FCCPA). Florida’s Consumer Collection Practices Act (FCCPA) Part 1: Understanding the FCCPA.

Debt collector 105

Debt collector Fair Debt Collection Consumer Collections Legal Rights 105

American Profit Recovery

NOVEMBER 2, 2022

One of the more successful ways in which a consumer can work with a collection agency is to create a schedule of payments that allow that consumer to manage that debt much more efficiently. Payment plans allow the consumer to get on with their lives and even continue to do business with the creditor that has not been paid.

Collections 130

Collections Collection Agencies Collections Agency Debt collector 130

American Profit Recovery

NOVEMBER 23, 2022

And when customers meet their financial obligations to a business, it ultimately benefits all consumers that use that business. For example, the debt collection industry in the United States returned almost $90.1 billion to creditors. Because of that, the average household saved $706 in a year.

Collection Agencies 130

Collection Agencies Collections Agency Collections Debt collector 130

FFGN COLLECT NY

MAY 17, 2023

Legislative changes affecting consumer collections for consumer credit transactions recovery went into effect in 2022 largely as a result of the Consumer Credit Fairness Act (CCFA). As a result, the law specifies documents required to file a consumer debt collection case in New York.

Consumer Credit 52

Consumer Credit Collections Original Creditor Creditors 52

FFGN COLLECT NY

MAY 17, 2023

Legislative changes affecting consumer collections for tuition recovery went into effect in 2022 largely as a result of the Consumer Credit Fairness Act (CCFA). As a result, the law specifies documents required to file a consumer debt collection case in New York. Instead, you can list them as zero balance.

Collections 52

Collections Original Creditor Creditors Consumer Credit 52