Consumer Collections Loans Trade 
Jimerson Firm
DECEMBER 14, 2021
Businesses throughout Florida should be aware of consumer statutes that provide remedies to consumers and impose liability to businesses, even for small technical violations. A person attempting to collect his or her “own” debt, is not a debt collector under the FDCPA. Florida Consumer Collection Practices Act (FCCPA).
Troutman Sanders
FEBRUARY 3, 2023
The plaintiffs later requested rescission of the contract, cancellation of the loan, and tradeline deletion so the loan would not appear on their consumer reports. Later, when the plaintiffs stopped making payments on the loan, Holiday Inn allegedly reported the delinquency to a consumer reporting agency (CRA).
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Troutman Sanders
JULY 7, 2021
Our bank and loan servicing clients also face novel challenges affecting their industry due to COVID-19, particularly the ever-changing rules and regulations concerning evictions and foreclosures. The rules cover loans on principal residences, generally exclude small servicers, and will take effect on August 31. On June 29, the U.S.
Burr Forman
DECEMBER 4, 2020
Financial institutions, servicers, lenders, and debt collectors must stay up-to-date on evolving federal and state laws stemming from the COVID-19 pandemic, as such laws impact all facets of consumer loan servicing and debt collection. This Bulletin serves as an update to that non-exhaustive compilation of information.
Troutman Sanders
AUGUST 2, 2021
Our bank and loan servicing clients also face novel challenges affecting their industry due to COVID-19, particularly the ever-changing rules and regulations concerning evictions and foreclosures. On July 29, the Federal Trade Commission (FTC) announced that it will send refund checks, totaling nearly $2.3
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