Account Recovery

FEBRUARY 24, 2025

District Court for the Eastern District of Texas granted the CFPBs unopposed motion for a 90-day stay in the litigation filed by Cornerstone Credit Union League and Consumer Data Industry Association (the Plaintiffs). WHAT THIS MEANS, FROM AYLIX JENSEN OF MOSS & BARNETT: OnFebruary 6, the U.S. More details here.

Debt Buying 130

Debt Buying Debt collector Credit Unions Credit Unions 130

Fico Collections

JULY 9, 2021

For credit unions and smaller banks in North America, the challenge of how to compete with their bigger counterparts is a constant and pressing matter. Today’s prescreening solutions are very manual in nature, typically involving a list processing agreement with a credit bureau.

Credit Unions 52

Credit Unions Credit Unions Acquisition Banks 52

Fico Collections

DECEMBER 4, 2020

To further enhance flexibility and predictive power, the addition of FICO® Score 10 T incorporates trended credit bureau data. These in-depth insights can help lenders expertly manage credit risk in these uncertain times, while continuing to make competitive credit offers to consumers. .

Credit Unions 52

Credit Unions Credit Unions Credit Bureau Lender 52

Troutman Sanders

JULY 12, 2023

The law does not apply to banks, savings and loan associations, savings banks, thrift companies, or credit unions. Providing inaccurate information to a credit bureau. Engaging in any unfair or deceptive practice or misrepresenting or omitting any material information in connection with the servicing of a student loan.

Student loans 52

Student loans Student Loans Loans Credit Unions 52

Fico Collections

JULY 9, 2021

For credit unions and smaller banks in North America, the challenge of how to compete with their bigger counterparts is a constant and pressing matter. Today’s prescreening solutions are very manual in nature, typically involving a list processing agreement with a credit bureau.

Acquisition 52

Acquisition Credit Unions Credit Unions Financial Institution 52

Troutman Sanders

DECEMBER 20, 2023

The report found that roughly a quarter of consumers are still being charged these fees despite the CFPB’s hostility towards so called “junk fees,” which has led many banks and credit unions to eliminate such fees. Overdraft fees are somewhat more prevalent than NSF fees (23.6% versus 20%, respectively).

Credit Unions 52

Credit Unions Credit Unions Financial Institution Banks 52

Credit Corp

OCTOBER 6, 2023

Here are the standout findings of various debt statistics: The average American household has over $9,000 in credit card debt. WalletHub ) Mississippi has the least credit card debt at $5,259 per person. Credit Karma ) Alaska has the most credit card debt on average at $8,139. Virginia $7,174 6. Connecticut $7,032 7.

Credit Card Debt 98

Credit Card Debt Debt Consolidation Credit Unions Credit Unions 98