Nexa Collect

JUNE 18, 2023

Newer Scoring Models : Some newer credit scoring models, like FICO Score 9 and VantageScore 4.0, They often weigh medical collections less heavily than non-medical collections, acknowledging that medical debt can sometimes be incurred through no fault of the consumer. treat medical collection accounts differently than non-medical ones.

Credit Counselor 130

Credit Counselor Healthcare Collections Agency Collection Agencies 130

Credit Corp

MARCH 8, 2023

Educating Yourself on Consumer Credit Sites When it comes to free credit repair and report help, consumer credit sites are a great resource. The Consumer Financial Protection Bureau recommends keeping credit utilization under 30% for the best results.

Credit Counselor 75

Credit Counselor Education Lender Credit Bureau 75

Debt Guru

JUNE 3, 2020

Sign up for consumer credit counseling. Reach out to a credit counseling agency. Your credit counselor will likely get you a lower minimum payment and lower interest rates. But the best case is that they might be willing to lower your interest rate or extend your payment window.

Debt Consolidation 98

Debt Consolidation Credit Counselor Unsecured Debt Loans 98

The Kaplan Group

OCTOBER 19, 2020

Credit Counselor. A credit counselor is certified and trained in consumer credit, money and debt management, and budgeting. Counselors can discuss your entire financial situation with you, and help you develop a plan to solve your money problems.

Credit Counselor 59

Credit Counselor Garnishment Debt settlement Fair Debt Collection 59

Credit Corp

FEBRUARY 9, 2024

Credit Counseling Immediate credit impact: None expected Long-term credit impact : None expected A credit counselor is a professional adviser who helps you manage and repay your debt. Counselors may offer free or low-cost consultations and educational materials.

Credit Counselor 52

Credit Counselor Debt Consolidation Debt settlement Bankruptcy 52

Collection Industry News

JANUARY 30, 2024

More: How to get out of credit card debt and remain debt free Consumers with weaker credit scores, who may not qualify for a zero-APR offer, might consider a nonprofit such as the Consumer Credit Counseling Service. Credit counselors can intervene with the card company. “A

Credit Card Debt 40

Credit Card Debt Credit Counselor Retail Consumer Credit 40

Better Credit Blog

APRIL 6, 2022

Other times a tax lien may have been resolved in reality but not reported as resolved to one of the three credit reporting agencies. What can credit repair companies not do? Many people think professional help can undo any and all damage you’ve done to your consumer credit history. This isn’t true.

Debt settlement 105

Debt settlement Creditors Credit Counselor Loans 105