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How to Use Alternative Data to Build Your Credit Report

Titan Consulting

Rent Bureau , now owned by the credit bureau Experian, electronically compiles rental data from property management companies and individual landlords. Rental agencies and alternative credit providers use the data to screen applicants and establish consumer credit scores.

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Does Debt Relief Hurt Your Credit?

Credit Corp

Debt settlement, for example, utilizes some tactics that generally have a more negative effect than other types of debt relief programs. Credit.com’s free credit report card tool can help you better understand your current creditworthiness and which factors you need to work on to help you improve your standing.

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Will You Know A “Dispute” When You See It?

FDCPA Defense

• “I’m not going to talk to you until you send me documents.” • “My ex-husband agreed to pay this as part of our divorce.” • “I think my insurance company was supposed to cover this.” • “I hired a debt consolidator who agreed to pay all my debts.” • “The television that I bought with the card never worked.” • “Stop calling me about this account.”

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New rule would eliminate medical debt from credit reports

Collection Industry News

In 2022, the three largest credit bureaus — TransUnion, Equifax and Experian — started removing paid medical debts from consumerscredit reports. FICO® and Vantage Score, the two major credit scoring companies, have also decreased the degree to which medical bills impact credit scores.