Consumer Credit Creditworthiness Government 
Debt Free Colorado
FEBRUARY 21, 2022
The CFDCPA does not apply to anyone who collects their debts or government personnel in the United States. What is Colorado Uniform Consumer Credit Code (Colorado UCCC). The Uniform Consumer Credit Code (UCCC) is a Colorado state legislation governing how consumer credit is handled.
CSA
DECEMBER 7, 2022
The Money and Mental Health Policy Institute (MMHPI) has published a policy paper exploring the impact of the cost-of-living crisis on mental health, in which it sets out a range of measures it believes should be taken by government, regulators and firms to reduce the harm on people’s mental health. The MMHPI paper can be found here.
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Collection Industry News
JANUARY 13, 2021
The Taskforce was in part inspired by the National Commission on Consumer Finance, which was established by the Consumer Credit Protection Act in 1968 to conduct original research and provide recommendations relating to the regulation of consumer credit. To read the Taskforce Report Volume I click here: [link] .
Collection Industry News
MAY 18, 2021
In a letter sent to the leaders of the House and Senate , CUNA President/CEO Jim Nussle stated his objections to section 403 of the bill, which would amend the Fair Credit Reporting Act to prohibit credit scoring models from treating certain medical debt information on consumers’ credit report as a negative factor.
Troutman Sanders
MAY 9, 2023
On May 4, the White House published technology standard document “United States Government National Standards Strategy for Critical and Emerging Technology.” For more information, click here. competitiveness and national security ….”
Collection Industry News
JUNE 10, 2024
In 2022, the three largest credit bureaus — TransUnion, Equifax and Experian — started removing paid medical debts from consumers’ credit reports. FICO® and Vantage Score, the two major credit scoring companies, have also decreased the degree to which medical bills impact credit scores.
Collection Industry News
APRIL 12, 2021
One of the more fascinating platform items of the Biden presidential campaign was the idea of transferring consumer credit ratings from Equifax (NYSE: EFX), Experian PLC (OTC: EXPGY) and TransUnion (NYSE: TRU) to a public registry under the Consumer Financial Protection Bureau. Source: site.
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