Consumer Credit Debt settlement Loans 
Credit Corp
JANUARY 21, 2021
Some of those laws also cover your rights as a consumer to fair debt collection practices. A few of the laws that might come into play are as follows: The Fair Credit Report Act ensures your right to an accurate consumer credit profile. It obligates companies to report truthful information on your credit report.
Credit Corp
FEBRUARY 9, 2024
Debt relief won’t hurt your credit alone. Debt relief and debt settlement options don’t hurt your credit score on their own. These programs aim to help reduce your debt and if that debt is revolving credit, it can reduce your credit utilization and improve your credit.
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Nexa Collect
JULY 1, 2020
Individuals, like you or I, have a credit history which determines our eligibility for home and car loans, ability to rent an apartment, obtain insurance, find a job and even maintain long-term romantic relationships. This doesn’t mean they have a bad credit history, because some of them may pay all their bills on time.
Better Credit Blog
JANUARY 20, 2022
It was for a PMSI loan for an outdoor wood burning furnace. I had to make my own payment arrangements with the debt collector so that we could keep our furnace. I came to learn that FDR mainly only works with credit cards. It’s also a platinum member of the International Association of Professional Debt Arbitrators.
Debt Guru
JANUARY 27, 2021
How do I choose a debt management agency? The Federal Trade Commission recommends finding a reputable credit counseling organization that uses certified counselors trained in consumer credit and debt management. What types of debts can I lump together in a DMP? Student loans aren’t covered, either.
Better Credit Blog
APRIL 6, 2022
We break this down in our article: “ What Exactly is Credit Repair & How it Works,” but the short answer is that credit repair is the process of reviewing, disputing, and negotiating negative items on your credit report that may negatively impact the credit risk tier you’re in and the loans and interest rates you qualify for.
Collection Industry News
MARCH 28, 2022
The Department has also begun licensing debt collectors. Proposed registration includes debt settlement services, student debt relief services, postsecondary education financing, and wage-based advances. Research and Market Monitoring. For more information about the DFPI, visit their website at [link].
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