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If you’re not in the habit of checking your credit score every month, you can hire a credit monitoring company to do the tracking for you. To that end, the three consumercredit reporting companies, TransUnion, Equifax and Experian, offer extensive information and assistance to pinpoint the problem on their websites.
Negotiate with your creditors to reach settlements and reduce your total debt. Help you come up with a 24- to 48-month debt repayment plan tailored to your budget. In keeping with Federal Trade Commission rules , Freedom Debt Relief doesn’t charge upfront fees. Focused on protecting and helping consumers.
How do I choose a debt management agency? The Federal Trade Commission recommends finding a reputable credit counseling organization that uses certified counselors trained in consumercredit and debt management. Bankruptcy can be a potential option when you’re totally overwhelmed by your debt.
Other times a tax lien may have been resolved in reality but not reported as resolved to one of the three credit reporting agencies. What can credit repair companies not do? Many people think professional help can undo any and all damage you’ve done to your consumercredit history. Alternatives to Credit Repair.
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