Account Recovery
AUGUST 23, 2022
The Colorado Attorney General’s Consumer Credit Unit last week published new guidance related to the enactment of a law governing remote work for licensed lenders while also noting that the guidance originally enacted at the start of the pandemic in 2020 remains in effect for entities not covered by the new law, including collection agencies, (..)
Fico Collections
AUGUST 16, 2021
consumers have experienced disruption to their income since the onset of the pandemic, the combination of government stimulus programs such as the CARES Act and payment accommodation programs being offered by lenders continues to enable many consumers to avoid falling behind on their bills. While millions of U.S
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Debt Free Colorado
FEBRUARY 21, 2022
The CFDCPA does not apply to anyone who collects their debts or government personnel in the United States. What is Colorado Uniform Consumer Credit Code (Colorado UCCC). The Uniform Consumer Credit Code (UCCC) is a Colorado state legislation governing how consumer credit is handled.
CSA
OCTOBER 23, 2020
The true, underlying condition of the economy is clouded by the sheer scale of Government interventions since the start of the pandemic. This seems also reflected in recent consumer confidence surveys, with Bank of America data suggested UK customer sentiment has returned to the low depths last seen at the end of March. aspirations.
Troutman Sanders
MAY 26, 2021
On March 18, the West Virginia legislature passed Senate Bill 5 , amending the West Virginia Consumer Credit and Protection Act (WVCCPA). Prior to the amendments, the nature of the claim determined whether the cure offer was governed by Section 46A-5-108 or Section 46A-6-106.
Troutman Sanders
NOVEMBER 18, 2022
Because student loans are largely administered by the federal government, we know more about them too. The CFPB explained its main reasoning behind the proposed new data collection as follows: “Financial markets and policymakers have long had access to granular mortgage data that has provided insight into patterns in lending and risk.
Fico Collections
OCTOBER 15, 2020
And that’s because it generally takes a few months for the effects of that event and the accompanying financial strain to start to show up in consumers’ credit reports, in the form of rising balances, credit seeking behavior, and eventually for some, missed payments. This is down from 8.1% pre-COVID (Jan 2020).
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