Remove Consumer Credit Remove Legal Rights Remove Lender
article thumbnail

Dealing with Debt Collectors

Debt Free Colorado

You have rights to help you gain control over your debt collection interactions. To learn more about pursuing your legal rights, contact your state’s local consumer agency. Because it is more limited than the federal FDCPA, the CFDCPA gives consumers stronger legal protection in several aspects.

article thumbnail

ACRAnet on My Credit Report

Better Credit Blog

While you might expect a credit check when you apply for a loan, many consumers don’t realize that background checks can result in a hard credit check as well. Lenders and service providers turn to companies like ACRAnet in order to obtain consumer credit reports to aid them in their approval process.

Loans 52
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

What Is a Judgment?

Credit Corp

This decision details the rights, responsibilities, and obligations of each party. For example, if you fail to pay a debt, the lender can take you to court. Quasi in rem: Quasi in rem judgments consider the legal rights of individuals and not necessarily all parties involved. What Is a Judgment on a Credit Report?

article thumbnail

Freedom Debt Relief Review

Better Credit Blog

You can use several methods: Consumer credit counseling. Not explaining your legal rights: All good companies should have a solid grounding in consumer law and advise you on your rights if you ask. “A-” rating by BBB , a platinum member of IAPDA and a founding member of the AFCC.