Better Credit Blog

DECEMBER 31, 2020

Citi is a popular bank that provides credit cards for a wide range of retail stores like The Home Depot. With The Home Depot, in particular, Citi offers four credit options: Consumer Credit Card. When you apply for any one of these cards, loans, or credit accounts, you authorize Citibank to run a hard credit check.

Retail 52

Retail Lender Loans Repossession 52

Better Credit Blog

DECEMBER 18, 2020

A soft inquiry or credit pull occurs when you take a look at your score online using a credit monitoring app , or when prospective lenders check your score to pre-approve you for certain loans or card offers. It allows lenders to gain access to your full credit reports from one or more of the credit bureaus.

Retail 52

Retail Lender Loans Repossession 52

Better Credit Blog

JANUARY 27, 2021

RentGrow On Your Credit Report. RentGrow is an agency that obtains consumer credit reports for landlords. These inquiries don’t do any damage to your score and don’t get added to your credit report. A word of caution: While one credit inquiry is nothing to fret over, try not to stack up too many. Repossessions.

Repossession 52

Repossession Lender Foreclosure Credit Bureau 52

Better Credit Blog

JANUARY 5, 2021

Luckily, hard inquiries are some of the least significant credit entries. They’re required for getting new credit. As such, lenders don’t judge you too harshly for having a few inquiries on your report. Regardless of the reason, here are two ways you can get a hard inquiry off your credit report. Repossession.

Loans 52

Loans Banks Repossession Lender 52

Better Credit Blog

JANUARY 5, 2021

Luckily, hard inquiries are some of the least significant credit entries. They’re required for getting new credit. As such, lenders don’t judge you too harshly for having a few inquiries on your report. Regardless of the reason, here are two ways you can get a hard inquiry off your credit report. Repossession.

Loans 52

Loans Banks Repossession Lender 52

Better Credit Blog

JANUARY 29, 2021

Since they’re required for getting new credit, it’s okay to have an inquiry on your report. That being said, lenders might be discouraged from approving your application if your credit report is riddled with hard inquiries. Repossession. In addition to disputing hard inquiries, they can also assist you with: Bankruptcy.

Repossession 52

Repossession Loans Foreclosure Financial Institution 52

Better Credit Blog

JANUARY 29, 2021

If you are overwhelmed by dealing with negative entries on your credit report, we suggest you ask a professional credit repair company for help. How Does a Macys DSNB Hard Inquiry Affect Your Credit Report? Any time you apply for new credit, like a card, loan, or line of credit, the lender might run a hard credit check.

Repossession 52

Repossession Banks Loans Foreclosure 52

Collection Industry News

JUNE 10, 2024

In 2022, the three largest credit bureaus — TransUnion, Equifax and Experian — started removing paid medical debts from consumers’ credit reports. FICO® and Vantage Score, the two major credit scoring companies, have also decreased the degree to which medical bills impact credit scores.

Debt Consolidation 40

Debt Consolidation Healthcare Debt settlement Loans 40

Collection Industry News

JANUARY 25, 2025

NEW YORK (AP) Lenders will no longer be able to consider unpaid medical bills as a credit history factor when they evaluate potential borrowers in the U.S. Removing medical debts from consumer credit reportsis expected to increase the credit scores of millions of families by an average of 20 points, the bureau said.

Lender 40

Lender Repossession Collateral Loans 40