Consumer Credit Lender Trade 
Credit Corp
DECEMBER 14, 2020
So credit repair, consumer credit and credit bureaus—they’re all tied together. To understand why they’re so important, you might want to learn a bit more about the history of credit scores and repair. Luckily, we’ve compiled everything you need to know about the history of the credit repair industry.
Fico Collections
FEBRUARY 16, 2021
It marks the highest fine ever issued to a lender for what it deemed a breach of consumer credit rules. But more tellingly, the penalty related to the mistreatment of business and personal customers who fell behind on credit card and loan payments between 2014 and 2018 – well before many of us had even heard of COVID-19.
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Nexa Collect
JULY 1, 2020
At any given point, we may have several credit scores based on our financial history, as measured by companies such as FICO or VantageScore Solutions, another credit analysis company. It’s important to keep in mind that your score is calculated using both positive and negative information on your credit reports.
Credit Corp
MARCH 8, 2023
Find out more about free credit repair for low-income families and individuals below. As of early 2023, you could still get your free credit report once a week with each of the bureaus, though this option may end at any time. Request the report in writing after being denied credit. Get your credit score via your lender.
Fico Collections
AUGUST 16, 2021
That’s why at FICO we are constantly innovating with alternative data sources that go beyond the traditional credit bureau file to increase financial inclusion and bring more of these consumers into the system. Rental payment data has always been largely absent from consumers’ credit files. Categories. Scoring Solutions.
Troutman Sanders
OCTOBER 26, 2020
October 26, 2020, marks the 50th anniversary of the Fair Credit Reporting Act (FCRA, 15 U.S.C. which along with the Fair Debt Collection Practices Act, Telephone Consumer Protection Act, Section 5 of the Federal Trade Commission Act, and the Truth in Lending Act, forms the foundation of federal consumer rights law in the United States.
Burr Forman
JULY 9, 2021
In affirming the lower court’s findings, the Eleventh Circuit held that a defendant does not “recklessly” violate the FCRA unless its interpretation of the FCRA’s requirements was “objectively unreasonable” under the statute itself or under other applicable guidance outlined by the courts or agencies such as the Federal Trade Commission (“FTC”).
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