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CFPB Seeks Public Comment on Collecting Data on Auto Lending Market

Troutman Sanders

On November 17, the Consumer Financial Protection Bureau (CFPB) announced it is seeking public comment on its proposal to develop a new data set to better monitor the auto loan market. Because student loans are largely administered by the federal government, we know more about them too.

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Michigan Federal Court Summarily Dismisses FCRA Action Alleging Inaccurate Reporting of Charged-Off Auto Loan

Troutman Sanders

Earlier this month, a district court for the Eastern District of Michigan dismissed on its own initiative a Fair Credit Reporting Act (FCRA) claim brought by a consumer alleging inaccurate reporting of her charged-off vehicle loan. The court’s opinion in Shelton v. Americredit Financial Services, Inc. Hence, no inaccuracy.

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Will the Removal of Medical Debt From Credit Reports Change the Way You Do Business?

FFGN COLLECT NY

Proposed changes regarding the removal and reporting of medical debt may lead you to change how you do business if you rely on credit reports when deciding whether to grant credit, In June, the Consumer Financial Protection Bureau (CFPB) proposed some major changes related to the reporting of medical debt and consumer credit reports.

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How To Remove Fairway Collections From Your Credit Report

Better Credit Blog

Though you may be unfamiliar with Fairway, the agency collects on a wide range of consumer debts, including the following: Health insurance billing and follow-up. Education loans, tuition, fines and fees. Mortgages and loans. Credit cards. Repossessions. Self-pay collections. Parking tickets. Utility bills.

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How to Stop Creditor Harassment

Debt Free Colorado

This applies to unpaid debts such as: Unsecured debts: These are debts not tied to a specific asset, like credit card debt, medical bills, or personal loans. Overdue child support or alimony payments Unpaid taxes Federal laws, like the Consumer Credit Protection Act (CCPA) , limit the amount of your wages that can be garnished.

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What is Banana Republic SYNCB on My Credit Report?

Better Credit Blog

Soft inquiries occur when you view your score, shop for quotes, or are pre-approved for a loan or credit card. A soft credit pull verifies your score without damaging it or leaving a lasting entry on your credit report. Get a Free Copy of Your Credit Report. How to Get Banana Republic SYNCB off Your Credit Report.

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What is Banana Republic SYNCB on My Credit Report?

Better Credit Blog

Soft inquiries occur when you view your score, shop for quotes, or are pre-approved for a loan or credit card. A soft credit pull verifies your score without damaging it or leaving a lasting entry on your credit report. Get a Free Copy of Your Credit Report. How to Get Banana Republic SYNCB off Your Credit Report.

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