Better Credit Blog

DECEMBER 31, 2020

Did a hard inquiry from THD/CBNA bring down your credit score? Whenever you apply for a retail credit card, it can lower your credit score by a few points and result in a new entry being added to your report. Citi is a popular bank that provides credit cards for a wide range of retail stores like The Home Depot.

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Better Credit Blog

DECEMBER 18, 2020

The entry is most likely on your report as a hard inquiry, which happens when you apply for a retail credit card. If you never applied for a credit card from Victoria’s Secret, you should be able to get the inquiry deleted from your report. Cb/Vicscrt On My Credit Report. Repossessions. Bankruptcy. Charge offs.

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Better Credit Blog

DECEMBER 2, 2020

Banana Republic offers these cards through a partnership with Synchrony Bank, which issues credit cards for dozens of national retailers. Whenever you apply for a Banana Republic card or someone authorizes you to use their credit, it can lead to a hard inquiry on your report. Repossessions. How Do Hard Inquiries Work?

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Better Credit Blog

DECEMBER 2, 2020

Banana Republic offers these cards through a partnership with Synchrony Bank, which issues credit cards for dozens of national retailers. Whenever you apply for a Banana Republic card or someone authorizes you to use their credit, it can lead to a hard inquiry on your report. Repossessions. How Do Hard Inquiries Work?

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Better Credit Blog

JANUARY 29, 2021

In the article below, we’ll break down the details of the NTB/CBNA credit card, how a hard inquiry works, and what you can do to get an inaccurate inquiry off your report. NTB/CBNA On My Credit Report. Citibank is a major financial institution that offers credit cards in partnership with numerous retailers, including: Best Buy.

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Better Credit Blog

JANUARY 29, 2021

If so, you shouldn’t be alarmed when you see a Macys DSNB entry on your credit report. Applying for new credit results in a hard inquiry, and it may have a small effect on your credit score. If you didn’t apply for a retail card from Macy’s, the inquiry could be a mistake, or it may be the work of an identity thief.

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