Credit Bureau Creditors Foreclosure 
Credit Corp
MAY 1, 2024
Account errors: If someone steals your identity, your credit report may list accounts you never opened. Creditors may also make errors when reporting payment dates and payment amounts. Balance errors: A creditor may report the wrong balance or the wrong credit limit, which affects your credit utilization ratio.
Better Credit Blog
APRIL 1, 2022
It’s smart to know how to remove negative items from your credit report, especially if you are soon to be applying for a mortgage or car loan. In fact, you can remove something from your credit history before seven years pass. Here’s How To Remove Negative Items From Your Credit Report.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Credit Corp
MAY 10, 2023
Checking your credit score will not hurt it. When you check your credit score, it is considered a “soft inquiry,” which means it does not negatively impact your score. Remember that while a few points may not seem like a lot, they could make a difference in whether or not you get approved for credit and what interest rate you receive.
Better Credit Blog
JANUARY 29, 2021
Any time you apply for new credit, like a card, loan, or line of credit, the lender might run a hard credit check. Hard inquires give creditors an all-access pass to your credit reports. Hard inquiries get added as a new entry on your credit report, remaining there for two years. Foreclosure.
Titan Consulting
APRIL 26, 2020
Suspending rent payments die to COVID-19 may put you at risk for foreclosure if you can’t make up your deferred payments all at once. Amid economic uncertainty, and lockdowns extending through April and possibly into May, it is tempting to call creditors requesting payment extensions. Delayed payments are not forgiven payments.
Better Credit Blog
JANUARY 6, 2021
Soft inquiries have no effect on your credit. Whenever you apply for a credit card, the creditor might only obtain one of your reports, or they could opt for all three. Dealing with lenders and credit bureau representatives regarding fraudulent inquiries can be a hassle. Foreclosure. Charge-offs.
Better Credit Blog
DECEMBER 9, 2020
These credit pulls let lenders, landlords, and employers take an in-depth look at your credit usage, granting them access to your full credit report. When you apply for a card, the creditor could request your Equifax, Experian, or TransUnion report, or a combination of the three. Foreclosure. Charge offs.
Expert insights. Personalized for you.
52 
Let's personalize your content