Credit Bureau Creditors Foreclosure 
Account Recovery
FEBRUARY 24, 2025
District Court for the Eastern District of Texas granted the CFPBs unopposed motion for a 90-day stay in the litigation filed by Cornerstone Credit Union League and Consumer Data Industry Association (the Plaintiffs). Failing to pay a debt and being subject to foreclosure, eviction, and litigation is understandably difficult for consumers.
Better Credit Blog
APRIL 1, 2022
It’s smart to know how to remove negative items from your credit report, especially if you are soon to be applying for a mortgage or car loan. In fact, you can remove something from your credit history before seven years pass. Here’s How To Remove Negative Items From Your Credit Report.
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Credit Corp
MARCH 22, 2021
Stringent data protection laws are another reason why credit organizations don’t share your credit report with credit bureaus outside the country. This gap in communication between two credit bureaus from different nations creates a barrier to transfer your credit score abroad.
Credit Corp
MAY 10, 2023
Checking your credit score will not hurt it. When you check your credit score, it is considered a “soft inquiry,” which means it does not negatively impact your score. Remember that while a few points may not seem like a lot, they could make a difference in whether or not you get approved for credit and what interest rate you receive.
Better Credit Blog
APRIL 11, 2022
While it doesn’t usually affect your credit score , you may want to correct information with the credit bureau if an employer you’ve never worked for is listed. Phone Numbers: You’ll see phone numbers associated with your credit accounts. Credit Cards. Account number of your loan or credit line.
Credit Corp
MAY 1, 2024
Account errors: If someone steals your identity, your credit report may list accounts you never opened. Creditors may also make errors when reporting payment dates and payment amounts. Balance errors: A creditor may report the wrong balance or the wrong credit limit, which affects your credit utilization ratio.
Better Credit Blog
JANUARY 29, 2021
Any time you apply for new credit, like a card, loan, or line of credit, the lender might run a hard credit check. Hard inquires give creditors an all-access pass to your credit reports. Hard inquiries get added as a new entry on your credit report, remaining there for two years. Foreclosure.
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