Credit Corp

NOVEMBER 9, 2020

Debt collection agencies have a long history of harassment and illegal practices. Can a collection agency report to a credit bureau without notifying you? Knowing illegal debt collection practices can help identify when you’re being treated unfairly. The name of the original creditor to whom the debt is owed.

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Collection Agencies Collections Agency Credit Bureau Collections 105

Sawin & Shea

JUNE 9, 2021

Whether you have missed a single payment somewhere along the line or are delinquent on several payments, the last thing you want is to be harassed by debt collectors. The FDCPA applies only to debt collectors (the third-party collection agencies), not to the original lender. We are ready to help.

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Debt collector Collection Agencies Collections Agency Bankruptcy 94

Credit Corp

OCTOBER 16, 2023

Debt collectors send debt validation letters show what debts you owe, the amount, and to whome you owe it to. While a debt collector contacting you can be stressful, it’s important to pause and remember your rights as a debtor. Before paying the debt collector, verify that the debt is actually yours.

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Debt collector Creditors Original Creditor Lender 105

Credit Corp

SEPTEMBER 12, 2023

If you have a lot of inaccurate collection accounts on your report, you might need help from a credit repair firm like Lexington Law Firm. Credit repair companies know how to navigate credit bureau territory, and they can help consumers understand how to handle tricky situations.

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Collections Collection Agencies Collections Agency Credit Bureau 92

Credit Corp

JUNE 14, 2020

That collection agency may report the debt as owed to the credit bureaus. Suddenly, the debt reappears on your credit report, except now it’s a zombie debt. Zombie Debts and Judgments. That makes it harder to get new credit. How Can You Protect Yourself From Zombie Debt Collectors?

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Debt collector Judgment Collection Agencies Collections Agency 98

Better Credit Blog

APRIL 1, 2022

If disputing the negative entry doesn’t work because you couldn’t find errors, or because the credit bureaus fixed them, your next step should be asking for a goodwill adjustment. Write a letter to the original creditor or collection agency and ask them to remove the negative entry from your credit history as an act of goodwill.

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Bankruptcy Collection Agencies Collections Agency Lender 114

Better Credit Blog

APRIL 1, 2022

Especially in the current pandemic, COVID 19, medical bills, credit card bills, and other financial service bills may start to pile up. If you’re unable to pay your original creditor, your debt may pass to a debt recovery agency, earning a collection letter and possibly a stain on your credit report.

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