Credit Corp

NOVEMBER 9, 2020

Debt collection agencies have a long history of harassment and illegal practices. Can a collection agency report to a credit bureau without notifying you? Knowing illegal debt collection practices can help identify when you’re being treated unfairly. Attempts to Collect a Debt Not Owed.

Collection Agencies 105

Collection Agencies Collections Agency Credit Bureau Collections 105

Credit Corp

SEPTEMBER 12, 2023

If you have a lot of inaccurate collection accounts on your report, you might need help from a credit repair firm like Lexington Law Firm. Credit repair companies know how to navigate credit bureau territory, and they can help consumers understand how to handle tricky situations.

Collections 92

Collections Collection Agencies Collections Agency Credit Bureau 92

Credit Corp

MARCH 20, 2023

When you submit a dispute , the credit reporting agency must investigate the items in question–usually within 30 days of receiving your communication. Once the investigation is complete, the credit bureau has 5 days to make any appropriate changes to your file and notify you of those results.

Credit Bureau 98

Credit Bureau Fair Debt Collection Creditors Collections 98

Better Credit Blog

APRIL 1, 2022

Especially in the current pandemic, COVID 19, medical bills, credit card bills, and other financial service bills may start to pile up. If you’re unable to pay your original creditor, your debt may pass to a debt recovery agency, earning a collection letter and possibly a stain on your credit report.

Collections 52

Collections Fair Debt Collection Debt collector Creditors 52

Credit Corp

JUNE 14, 2020

That collection agency may report the debt as owed to the credit bureaus. Suddenly, the debt reappears on your credit report, except now it’s a zombie debt. Zombie Debts and Judgments. Make sure you understand your rights under the Fair Debt Collection Practices Act.

Debt collector 98

Debt collector Judgment Collection Agencies Collections Agency 98

Better Credit Blog

APRIL 5, 2022

The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to show only accurate information about your credit history. If you can find inaccurate information, the credit bureau will have to fix the information. Ask the Collection Agency to Validate the Debt.

Collections 98

Collections Collection Agencies Collections Agency Original Creditor 98

Collection Industry News

SEPTEMBER 8, 2020

THE Fair Debt Collection Practices Act (FDCPA) is a federal law that was enacted in 1978 by the United States Congress to protect consumers from abusive debt collectors. Note, however, that the FDCPA applies only to third party collectors who collect debt for original creditors. Fremont Ave.,

Fair Debt Collection 40

Fair Debt Collection Collections Debt collector Credit Bureau 40