Credit Corp
NOVEMBER 9, 2020
Can a collection agency report to a credit bureau without notifying you? The name of the original creditor to whom the debt is owed. This law covers mortgages, credit cards, medical debts, and any other debt for personal, family, or household purposes. The answer might not be that simple. The Law Protects You.
Credit Corp
SEPTEMBER 12, 2023
If you have a lot of inaccurate collection accounts on your report, you might need help from a credit repair firm like Lexington Law Firm. Credit repair companies know how to navigate credit bureau territory, and they can help consumers understand how to handle tricky situations.
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Credit Corp
MAY 3, 2023
If you’ve got an error of your credit report, it’s up to you to find it, dispute it, and fix the error. Formally disputing an error involves writing a formal dispute letter to the creditor as well as the appropriate credit bureau reporting the inaccuracy. Tell the credit bureau what action you want them to take.
Credit Corp
MARCH 20, 2023
When you submit a dispute , the credit reporting agency must investigate the items in question–usually within 30 days of receiving your communication. Once the investigation is complete, the credit bureau has 5 days to make any appropriate changes to your file and notify you of those results.
Credit Corp
JULY 29, 2024
If you have a lot of inaccurate collection accounts on your report, you might need help from a reputable credit repair agency. Credit repair agencies can help navigate credit bureau territory, and they frequently can help consumers understand how to handle trickier situations.
Credit Corp
OCTOBER 16, 2023
You reached out to me via [phone/mail] on [date] and provided the following account details: [Account number, if provided] [Name of the original creditor, if provided] I am informing you that I dispute the debt you’re claiming I owe. Sincerely, [Your name] How Long Does a Creditor Have to Respond to a Debt Verification Request?
Sawin & Shea
JUNE 9, 2021
Approximately one third of consumers with a credit bureau file were contacted by at least one creditor or debt collector each year, according to a CFPB (Consumer Financial Protection Bureau) survey. The FDCPA applies only to debt collectors (the third-party collection agencies), not to the original lender.
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