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Attorneys general from 41 states have reached a settlement with Retrieval-Masters CreditBureau, which operated a collection agency under the name of American Medical Collection Agency, stemming from a data breach in 2019 that exposed the personal information of more than 7 million individuals.
However, if you follow your credit score from multiple sources, you will quickly realize that you have more than one score. Here’s why: Who Decides Your Credit Score? Private companies use data retrieved from credit reports, combined with public records, to predict your risk to lenders in the form of a credit score.
The challenge will be the fact that the data will be retrieved from several different internal and external sources and will be in completely different formats: Source: FICO. In order to achieve this, at the time of application, all types of data will need to be accessible in real time.
A class-action lawsuit has been filed against a pair of healthcare providers, alleging they violated state law in California by sending confidential medical information to a third-party collection agency, which was subsequently publicized as a result of a data breach.
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