Better Credit Blog

MAY 20, 2022

Each year, tens of millions of Americans facing similar situations turn to personal loans to help ease the financial burden. With low interest for borrowers with strong credit scores, fixed rates, and a variety of lending sources to choose from, it’s easy to see why personal loans are so enticing.

Personal loans 76

Personal loans Loans Lender Collateral 76

Better Credit Blog

APRIL 1, 2022

The best personal loans charge low fees and low fixed interest rates, have flexible loan amounts and terms, and have no prepayment penalties. A personal loan could let you access cash for any purpose. Since personal loans are unsecured, you’ll need an excellent credit score to get the best deal.

Personal loans 65

Personal loans Loans Lender Student loans 65

Sawin & Shea

FEBRUARY 28, 2024

When filing for bankruptcy, you can discharge certain types of personal loans, meaning that you’re no longer legally responsible for paying off the debt. If you’re considering filing for bankruptcy, you need to know what personal loans you can discharge and which filing method suits your financial situation.

Personal loans 52

Personal loans Bankruptcy Chapter 13 bankruptcy Loans 52

Better Credit Blog

APRIL 1, 2022

If you need money now, an online personal loan can be a fast and easy way to secure funds. Whether they’re for debt consolidation, a home improvement project, or other expenses, these loans often come with low-interest rates and flexible repayment options. The Most Important Factors for Finding the Best Online Loans.

Personal loans 52

Personal loans Loans Credit Unions Credit Unions 52

Credit Corp

SEPTEMBER 13, 2023

These are not the same as a home equity line of credit , which is actually a revolving account. Personal Loans : Personal loans are generic installment loans that you can take out for many reasons. You can get a personal loan from online lenders or from a bank or credit union.

Credit Unions 97

Credit Unions Credit Unions Student loans Student Loans 97

Credit Corp

JANUARY 7, 2021

Unfortunately, holiday credit card debt lingers far longer than leftover turkey. If you don’t—or can’t—repay holiday debt promptly, it’ll accumulate over time. Compare Rates on Debt Consolidation Loans. How Can I Get Out of Debt with No Money? If you’re in a financial rough patch, don’t panic.

Debt Consolidation 108

Debt Consolidation Student loans Student Loans Loans 108

Credit Corp

JUNE 1, 2021

Include a line item in the budget for any credit card debt. If your gross monthly income is $5,000, then your debt-to-income ratio would be 49%. Eliminate or Avoid Any Credit Card Debt. Some debt can be considered “healthy” or “productive.” Account for a splurge. Subtract expenses from income.

Student loans 74

Student loans Student Loans Loans Credit Card Debt 74