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Dealing with Debt Collectors

Debt Free Colorado

It is prohibited for debt collectors to utilize unfair techniques, harass, or deceive consumers while seeking to collect consumer debts under the federal Fair Debt Collection Practices Act (FDCPA). Consumer debts include credit card debts, vehicle loans, medical costs, and school loans.

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How to Remove Capital One Collections From Your Credit Report

Better Credit Blog

To remove Capital One Collections from your credit report, you first need to know who currently owns the debt. In other words, has Capital One sold your unpaid credit card debt to another collection agency, or is the debt still with Capital One? Why would this kind of debt settlement work?

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3 Ways To Remove Charge-Offs From Your Credit Report

Better Credit Blog

In fact, the company might even hire a third-party debt collector to handle the collection process. This can happen with credit card debt, unpaid personal loans, or even hospital bills. How Does a Charge-Off Affect Your Credit Score? It’s a big deal. Paid vs. Unpaid Charge-Offs.

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How To Remove Delivery Financial Services From Your Credit Report

Better Credit Blog

DFS primarily collects on healthcare debt, as well as: Commercial debt. Credit card debt. Utility debt. If you are overwhelmed by dealing with negative entries on your credit report, we suggest you ask a professional credit repair company for help. Ask Lex Law for Help.