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New Study Reveals Unprecedented Levels of Debt for Americans

The Kaplan Group

A new study by The Kaplan Group shows that the debt burden has reached an all-time high for American households. We analyzed the evolution of auto loans, mortgages, credit card and student loans since 2003. Key Takeaways The total amount of debt grew by 81.5% Student loan debt quadrupled since 2003.

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What Should You Know If You Have Debts In Collections?

Taurus Collect

Having debts in the collection primarily means that a third party is pursuing you to retrieve payments for your debts on behalf of your creditors. Debt collection is a process that gives debtors certain rights that debt collection agencies must respect.

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FICO XD is Changing the Way Consumers Build Credit

Titan Consulting

The FICO XD scoring model now provides millions of consumers access to a credit score, that were once overlooked, mostly from a lack of data. Fico XD helps young adults, immigrants, and those with past credit challenges that resulted in closing all credit accounts. Final Thoughts. How will FICO XD help me?

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Understanding Why You Have So Many Different Credit Scores

Titan Consulting

However, if you follow your credit score from multiple sources, you will quickly realize that you have more than one score. Here’s why: Who Decides Your Credit Score? Private companies use data retrieved from credit reports, combined with public records, to predict your risk to lenders in the form of a credit score.