Fraser

NOVEMBER 23, 2022

The Federal Trade Commission recently extended the deadline , from December 9, 2022, to June 9, 2023, for compliance with the most stringent requirements of its latest rulemaking, revisions to the Safeguards Rule under the Gramm Leach Bliley Act (“the GLBA”).

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Credit Corp

MARCH 8, 2023

As of early 2023, you could still get your free credit report once a week with each of the bureaus, though this option may end at any time. Request the report in writing after being denied credit. If you’re denied credit based on something in your credit report, the lender must notify you in writing.

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Troutman Sanders

NOVEMBER 15, 2022

As we previously posted , on January 10, the Federal Trade Commission’s (FTC) final rule amending the Safeguards Rule under the Gramm-Leach-Bliley Act became effective. The deadline for complying with certain provisions of the Standards for Safeguarding Customer Information (Safeguards Rule) has been extended to June 9, 2023.

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Collection Industry News

FEBRUARY 21, 2022

Credit counseling agencies offer free or low-cost debt relief services to consumers who are struggling to manage their finances. A credit counselor may help you by: Analyzing your income, expenses and outstanding debts to create a budget. WILL A NEW CREDIT CARD AFFECT MY MORTGAGE APPLICATION?

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Better Credit Blog

APRIL 11, 2022

Debt is the amount of money you owe to a lender or creditor. Some examples of debt are mortgages, credit card dues, and personal loans. If your rate increases, your credit score will be negatively affected. When this happens, your credit score drops. Credit counselors often recommend debt management programs (DMPs).

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Better Credit Blog

APRIL 6, 2022

Since you are more of a participant in the process, you’ll have a better understanding of your individual situation when you reach out to a credit repair company. You could also complain to the Federal Trade Commission on the FTC’s site. Alternatives to Credit Repair.

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