Debt Guru

MARCH 6, 2020

The result is a percentage that determines your creditworthiness – in short, if lenders believe you’ll be able to repay the loan. Keep in mind that your ratio typically excludes mortgage and student loans. Bad: You signed on for a high-interest personal loan to cover that vacation last year.

Credit Counselor 86

Credit Counselor Student Loans Student loans Loans 86

Credit Corp

OCTOBER 14, 2021

Student Loan Repayment. If you took out student loans to fund your education, you’re likely feeling a tad overwhelmed by the outstanding balance and impending payments to pay it all back. Read More: What is the Average Student Loan Debt? At this beginner stage, consider meeting with a credit counselor.

Student Loans 75

Student Loans Student loans Credit Counselor Loans 75

Credit Corp

MARCH 16, 2021

And, if you have both student loans, and credit card debt, it may feel like a debt spiral. When you can’t control your debt spiral on your own, you should contact credit counseling agencies first. They help cash-strapped credit cardholders to eradicate debts and establish a stable financial life.

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Debt Consolidation Credit Card Debt Debt settlement Creditors 98

Debt Free Colorado

MARCH 3, 2023

Meeting with a credit counselor should be your initial move if you indicated “yes” to a number of the aforementioned inquiries. Do not use credit consolidation businesses that are marketed on television or online. Department of Justice’s list of accredited credit counselors.

Bankruptcy 52

Bankruptcy Chapter 13 bankruptcy Credit Counselor Chapter 7 bankruptcy 52

Better Credit Blog

APRIL 11, 2022

Some examples of debt are mortgages, credit card dues, and personal loans. Although accruing lots of debt isn’t ideal, it may sometimes be unavoidable, such as mortgage payments or student loans. In other cases, such as credit card debt, it’s seen as a hardship and can have a negative impact.

Debt Consolidation 74

Debt Consolidation Debt settlement Credit Card Debt Bankruptcy 74

Collection Industry News

DECEMBER 1, 2022

The most common types of debt that go to collections are credit card balances and medical bills , but there are many other reasons why people go into debt. Rent, student loans and tax debts are other examples of what can get passed on to a collections agency.

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Collection Agencies Collections Agency Credit Card Debt Collections 40

Credit Corp

MARCH 25, 2021

In a few understandable cases, like purchasing a house, you may need a loan. When you need to buy a home , go to school, or start a business, a loan comes in handy. However, keep in mind that excessive student loan debt can take decades to pay off. The counselor will help you find the best option to consolidate your debt.

Loans 64

Loans Banks Student Loans Student loans 64