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Common Myths About Using a Collection Agency

Credit Management Company

Read on to discover all you need to know about debt collection agencies. Myths About Using a Collection Agency: Paying the Original Creditor to Bypass Agencies. Many people believe they can get around dealing with debt collection agencies by paying their original creditors directly.

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How Does Validation of Debts Work?

Credit Management Company

A statement that unless the consumer disputes the debt within 30 days of receipt it will be assumed to be valid by the debt collector. A statement that the debt collector will provide to the consumer, within 30 days, the name of the original creditor if different than the debt collector.

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A Review of Supreme Court Justice Amy Coney Barrett’s Prior FDCPA Court Decisions

Collection Industry News

The panel found that the consumer lacked standing because she failed to allege that the debt collector’s actions harmed her or posed any risk to her. Midland Credit Management, Inc. In Preston , the debt collector sent a collection letter that was inside of an envelope, which itself was inside another envelope.

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Avoiding Overshadowing Claims

FDCPA Defense

It is impossible to catalogue the manifold ways, some subtle and some not, in which a debt collector may attempt to circumnavigate section 1692g.” Southern Oregon Credit Servs, Inc. , Midland Credit Management, Inc., Law Office of Mandy L. Spaulding , 766 F.3d 3d 98, 106 (1st Cir. 2014) (citation omitted).

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4 Ways To Remove Collections From Your Credit Report

Better Credit Blog

Don’t go into too many details, but let the debt collector know if you’re trying to buy a house but can’t because of the negative information on your credit report. Then kindly ask the debt collector to remove collections from your credit report out of goodwill. Midland Credit Management.