Account Recovery

JANUARY 13, 2025

A District Court judge in Arizona has granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act case, ruling that the plaintiff failed to sufficiently establish the defendant’s status as a “debt collector” under the statute and did not plead adequate facts to support the alleged violations.

Debt collector 130

Debt collector Fair Debt Collection Original Creditor Creditors 130

Credit Corp

NOVEMBER 15, 2020

When you’re in debt, getting calls from debt collectors is common. But can debt collectors call on holidays? Although there are no regulations that specifically make calling on holidays illegal, there are regulations that prohibit debt collectors from contacting consumers at unusual or known inconvenient times. .

Debt collector 119

Debt collector Creditors Fair Debt Collection Garnishment 119

Account Recovery

AUGUST 31, 2021

Debt collectors are conduits — vessels trying to help original creditors recover unpaid debts. Oftentimes, the creditors will make requests or want certain offers included in letters sent to individuals.

Collections 246

Collections Original Creditor Debt collector Creditors 246

Account Recovery

MARCH 11, 2025

For many retirees, who often live on a fixed income, its a real challenge to pay down debt without significant trade-offs. The bottom line: Rising debt among older adults highlights both the immediate and long-term financial risks faced by this demographic.

Credit Card Debt 130

Credit Card Debt Credit Unions Credit Unions Debt Buying 130

Account Recovery

MARCH 19, 2021

A District Court judge in New York has granted a plaintiff’s motion for summary judgment after it sued a debt collector for allegedly violating the Fair Debt Collection Practices Act by sending two collection letters to the plaintiff, determining that the plaintiff must have been correct when he claimed that he did not owe the … The post (..)

Creditors 147

Creditors Fair Debt Collection Debt collector Judgment 147

Sawin & Shea

JUNE 29, 2022

If, like many, you are struggling with debt and are behind on payments, you may be stressed out by all of the calls you are receiving from your creditors. Taking steps to understand your rights and the legalities surrounding debt collection can help you better navigate the situation. Debt Collectors Cannot Call Repeatedly.

Debt collector 97

Debt collector Creditors Collection Agencies Collections Agency 97

Account Recovery

JULY 23, 2021

More proof that there is plenty of interest from investors in the accounts receivable management industry came yesterday, in the form of a $12 million Series A funding announcement from Prodigal, a technology company that provides an automation platform for debt buyers, debt collectors, and creditors rights law firms.

Accounts Receivables Management 246

Accounts Receivables Management Creditor's Rights Law Firms Debt collector 246

Nerd Wallet

NOVEMBER 16, 2020

Working with third-party debt collectors can be confusing and scary. adults with debt in collections, knowing their legal rights is crucial. The Fair Debt Collection Practices Act covers third-party debt collectors — those who buy a delinquent debt from an original creditor, like a credit card company.

Debt collector 111

Debt collector Third-party Debt Collectors Fair Debt Collection Legal Rights 111

Account Recovery

NOVEMBER 12, 2021

Is it possible for an individual to sue a debt collector for violating the Fair Credit Reporting Act and Fair Debt Collection Practices Act for allegedly attempting to collect a debt that the individual believes he did not owe, when the individual took no action against the original creditor for placing the allegedly illegitimate debt … The post (..)

Judgment 243

Judgment Fair Debt Collection Original Creditor Debt collector 243

Account Recovery

APRIL 12, 2021

The Attorney General of Pennsylvania announced separate settlements with the former Chief Executive Officer of Think Finance and a debt collector, National Creditor Adjusters (NCA), in relation to a $133 million allegedly illegal online payday lending scheme.

Loans 241

Loans Debt collector Creditors 241

Sawin & Shea

JUNE 25, 2020

After you file for bankruptcy, it is illegal for your creditors to continue contacting you and asking for payments. If a creditor breaks the law, you can contact a lawyer to pursue a case against them. Here is a closer look at how you can take action against creditor harassment. Finally, you can have some peace!

Creditors 119

Creditors Bankruptcy Debtor Fair Debt Collection 119

Account Recovery

DECEMBER 6, 2022

The Court of Appeals for the State of Washington has reversed a lower court’s ruling and has held a debt collector vicariously liable for the creditor refusing to return an individual’s security deposit when she abandoned the lease for her townhome and required the collector to pay attorney fees and costs for the plaintiff covering … (..)

Debt collector 246

Debt collector Creditors Debt Recovery 246

Nerd Wallet

FEBRUARY 18, 2022

What is a debt collector? A debt collector is a person, agency or company responsible for collecting money owed, usually on a past-due account. The article What Is a Debt Collector? Lauren Schwahn writes for NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn.

Debt collector 98

Debt collector Third-party Debt Collectors Fair Debt Collection Creditors 98

Account Recovery

NOVEMBER 12, 2021

There isn’t a state in the country that is adequately protecting families from debt collectors, debt buyers, and creditors with exemption laws, allowing individuals to keep some of their assets or paychecks when a garnishment order or judgment is awarded, according to a report issued this week by the National Consumer Law Center.

Garnishment 238

Garnishment Debt collector Judgment Creditors 238

Account Recovery

MARCH 10, 2025

ROBBIN LAW: After the New York Attorney General Letitia James (NYAG) recent crack downs on debt collectors violations of New Yorks Exempt Income Protection Act (EIPA), the NYAG has provided debtors with a guide on their rights under the EIPA. More details here. WHAT THIS MEANS, FROM JACQUELYN DICICCO OF J.

Debt collector 130

Debt collector Fair Debt Collection Debtor Judgment 130

Debt Free Colorado

FEBRUARY 21, 2022

In this article we will answer the question: What can debt collectors do to you? Does Colorado Law Protect Me From Debt Collectors? When collecting a debt from you, collection agencies must adhere to federal and state rules. Fortunately, the federal Fair Debt Collection Practices Act (FDCPA) protects all states.

Debt collector 98

Debt collector Fair Debt Collection Collection Agencies Collections Agency 98

Sawin & Shea

MARCH 16, 2021

On top of phone calls, emails, and text messages, the Consumer Financial Protection Bureau (CFPB) will allow debt collectors to message you through Facebook, Instagram, Twitter, and almost any other social media channel. The new rule also loosens the restrictions on how often creditors can contact you. Unlimited emails.

Debt collector 98

Debt collector Bankruptcy Creditors Fair Debt Collection 98

Better Credit Blog

APRIL 4, 2022

If you are like most people, you have dealt with or are currently dealing with debt collectors. I’ve been preaching about the dangers of debt collectors for years and get countless emails from readers who end up in trouble by answering the phone when a debt collector calls. Talk to Credit Saint.

Debt collector 116

Debt collector Fair Debt Collection Collection Agencies Collections Agency 116

Credit Corp

NOVEMBER 21, 2021

When you’re in debt, getting calls from debt collectors is an unwelcome but common occurrence. But can debt collectors call on holidays? Can Debt Collectors Call on Holidays? Can a Debt Collector Call on Sundays? What Hours Can a Debt Collector Call? In This Piece.

Debt collector 98

Debt collector Fair Debt Collection Creditors Collections 98

Account Recovery

MAY 14, 2021

The California state Senate yesterday passed SB 531, a bill that would require the original creditor or owner of a debt to notify a consumer within five days of the sale or assignment of the debt to someone else, while also giving consumers the right to request certain information about a debt from debt collectors, … The post Calif.

Original Creditor 228

Original Creditor Debt collector Creditors 228

American Profit Recovery

NOVEMBER 20, 2024

If this is happening to your organization, you are only accumulating more debt, which is certain to have a negative impact on your operations. Soon, creditors will call you to resolve past-due obligations. That’s when professionally trained debt collectors can become a vital resource for your small business.

Collection Agencies 164

Collection Agencies Collections Agency Debt collector Collections 164

Sawin & Shea

JUNE 9, 2021

Whether you have missed a single payment somewhere along the line or are delinquent on several payments, the last thing you want is to be harassed by debt collectors. The FDCPA applies only to debt collectors (the third-party collection agencies), not to the original lender. We are ready to help.

Debt collector 94

Debt collector Collection Agencies Collections Agency Bankruptcy 94

Credit Corp

MAY 19, 2021

And can debt collectors actually follow you to another country? It might be tempting to leave all your debts behind. We’ll walk you through the process, as well as some alternatives, so you can make the right choices for tackling your debt. Can Debt Collectors Follow You to Another Country?

Debt collector 105

Debt collector Garnishment Judgment Creditors 105

Direct Recovery

MAY 4, 2024

Believe it or not, debt collectors can actually pull your credit report, and they don’t even need your permission to do so. Even if you work to keep up with your credit report, you might be surprised to find sudden changes that debt collectors might encounter, or even cause themselves. Who Can Pull My Credit Report?

Debt collector 80

Debt collector Creditors Debtor Loans 80

Credit Corp

JUNE 3, 2021

Can debt collectors take money from your bank account to offset debts you owe them? How to Open a Bank Account That No Creditor Can Touch. In truth, it’s fairly rare to have a bank account that no creditor can touch. Don’t Let Debts Get to the Garnishment Stage. Unfortunately, the answer is yes.

Debt collector 92

Debt collector Banks Garnishment Creditors 92

Account Recovery

OCTOBER 4, 2024

But, interestingly, the plaintiff is not claiming anything related to being offer to settle a $1,600 debt for $150, only to be told later that the debt could only be settled for $940. The claims: The lawsuit accuses the defendant of violating Section 1692e(10) of the FDCPA and Section 1006.6 Learn more.

Fair Debt Collection 244

Fair Debt Collection Debt collector Creditors Collections 244

Credit Corp

DECEMBER 14, 2020

If you have debt on your credit reports or are getting calls from a collection agency, you might wonder how long a debtor can try to collect these debts—and how long it can affect your credit score. Can a debt collector collect after 10 years? Can a Debt Collector Collect After 10 Years? Validate the debt.

Debt collector 98

Debt collector Collections Judgment Collection Agencies 98

Account Recovery

FEBRUARY 24, 2025

The litigation relates to the Plaintiffs challenges of the CFPBs Final Rule, which involves the CFPBs prohibition on creditors and consumer reporting agencies concerning medical information. In an alarming trend, we are seeing more consumer actions being brought for abandoned litigation.

Debt Buying 130

Debt Buying Debt collector Credit Unions Credit Unions 130

Account Recovery

AUGUST 3, 2020

A District Court judge in Tennessee has granted a defendant’s motion for summary judgment in a Fair Debt Collection Practices Act case, agreeing that the defendant does not meet the definition of debt collector under the statute, in large part because the plaintiff’s agreement with the creditor spells out the exact nature of the relationship (..)

Fair Debt Collection 173

Fair Debt Collection Debt collector Judgment Creditors 173

American Profit Recovery

JUNE 15, 2021

As the light the end of the metaphorical-pandemic tunnel gets brighter, creditors may be questioning whether sending consumers to collections is appropriate. Our message to creditors is simple. Many consumers who fall behind in their bills are just overwhelmed or embarrassed, and they avoid addressing the debt based on that.

Collections 214

Collections Creditors Collection Agencies Collections Agency 214

Credit Corp

MARCH 12, 2025

Dealing with credit card debt is challenging, let alone facing a debt lawsuit.If the creditor wins the lawsuit, you may face serious financial repercussions. If you find yourself being sued by a debt collector, you may wonder how to get a credit card lawsuit dismissed.

Debt collector 52

Debt collector Credit Card Debt Creditors Bankruptcy 52

Account Recovery

DECEMBER 21, 2020

In a case that was first spotlighted by Eric Troutman at TCPAWorld.com, a District Court judge in Ohio has granted a plaintiff’s motion for summary judgment and awarded it $122,500 after he was contacted by a debt collector 245 times during a 4 1/2-month span, even though the creditor never communicated to the collector that … The post (..)

Debt collector 162

Debt collector Judgment Creditors 162

Account Recovery

MARCH 19, 2021

JUDGE GRANTS MSJ FOR PLAINTIFF OVER STATUS OF DEBT BECAUSE CREDITOR CANCELED ACCOUNT A District Court judge in New York has granted a plaintiff’s motion for summary judgment after it sued a debt collector for allegedly violating the Fair Debt Collection Practices Act by sending two collection letters to the plaintiff, determining that the plaintiff (..)

Garnishment 162

Garnishment Fair Debt Collection Debt collector Judgment 162

PDC Flow

NOVEMBER 30, 2021

Collectors across the country have prepared as best they can and are now beginning to implement new compliance policies and procedures. But what about creditors? All creditor clients that use a third party agency should know about Regulation F. Regulation F is now a reality. Implied vs Express Consent. Implied Consent .

Creditors 81

Creditors Credit Unions Credit Unions Debt collector 81

Sawin & Shea

FEBRUARY 1, 2023

Fielding constant phone calls from creditors can be unnerving and stressful – and stress can have a cumulative effect on your physical health as well as your emotional well-being. That’s why it can be especially disheartening if creditors keep calling. Who knows how to get debt collectors to stop calling after bankruptcy?

Debt collector 64

Debt collector Bankruptcy Creditors Collection Agent 64

Credit Corp

AUGUST 31, 2021

Getting calls from debt collectors can be frustrating and even confusing. That’s even truer when someone is contacting you about an old debt you forgot about, thought was long resolved, or didn’t know about in the first place. Can a debt collector collect after 10 years, for example? In This Piece.

Debt collector 75

Debt collector Collections Collection Agencies Collections Agency 75

American Profit Recovery

OCTOBER 20, 2022

As the end of the year approaches, a question that many creditors grapple with is, “ Should I assign slow-pay/delinquent customers to collections around the holidays ?” The consumer will place a lower priority on resolving the debt the longer it stays past due without any contact other than a monthly “ Balance Forward ” notice.

Collections 197

Collections Debt collector Creditors 197