Creditors Debt Management Education 
Debt Guru
APRIL 12, 2025
Carrying a lot of credit card debt can be stressful. High credit card debt can also limit your freedom to spend on important needs like your education or home improvements, because more of your income goes toward debt repayment. Contact Your Creditors : Sometimes, just talking to your credit card company can help.
Sawin & Shea
AUGUST 24, 2020
If you’re dealing with debt and considering filing for bankruptcy, it’s a good idea to get professional legal advice on how to handle the proceedings. Credit counseling and debt management agencies may be able to assist you as you work, but with so many untrustworthy schemes out there, how do you know what the right step should be?
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Titan Consulting
SEPTEMBER 22, 2020
Non-profit and for-profit credit counseling agencies assist with budgeting, set up a debt management plan (DMP), and work with creditors to lower the interest rate on enrolled accounts. To qualify for credit counseling, you must be able to repay the full balance owed plus some interest of the unsecured debt within 60 months.
Sawin & Shea
APRIL 27, 2021
The class will teach you about: Using debt management tools. Making informal repayment plans with creditors. Learning personal budgeting education. This two-hour course (also called “the second course”) is required before you receive your bankruptcy discharge (the court order that forgives your qualifying debt).
Credit Corp
JUNE 3, 2020
So, what happens when you don’t pay a bill or repay a debt? The company, creditor or collection agency has legal ways to pursue payment. The court enters a judgment against you if your creditor wins their claim or you fail to show up to court. Non-exempt property can be taken to help meet a judgment debt.
Roths Child Law
JANUARY 28, 2024
The role of credit counseling Credit counseling isn’t merely a procedural step; it can serve as an educational platform. Depending on the approach taken, individuals may participate in budgeting, debt management and financial planning sessions. This prerequisite emphasizes the importance of informed decision-making.
Credit Corp
FEBRUARY 21, 2021
Whether mail went missing or communication about medical debt got mixed up, it’s possible an account with your name on it is languishing somewhere in collections. Get some tips to find out all your debts so you can make educated decisions about how to clean up your credit history. How to Find All Your Debts.
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