Debt Guru

APRIL 12, 2025

High credit card debt can also limit your freedom to spend on important needs like your education or home improvements, because more of your income goes toward debt repayment. Contact Your Creditors : Sometimes, just talking to your credit card company can help. Carrying a lot of credit card debt can be stressful.

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Credit Card Debt Debt Management Education Creditors 59

Titan Consulting

AUGUST 23, 2020

In many cases, you may also lose certain secured assets like homes and cars in a liquidation to pay your creditors some of what you owe. In addition to the fees you will pay to courts and your attorney, you will also incur fees for court approved financial education courses you must successfully complete to have your debts discharged.

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Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Unsecured Debt 86

Burr Forman

AUGUST 19, 2021

Erich Durlacher – Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law. Michael Hall – Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law, Bet-the-Company Litigation, Litigation – Bankruptcy. Frannie Heizer – Education Law. India Vincent – Birmingham, Trademark Law.

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Lawyers Construction Acquisition Bankruptcy 105

Credit Corp

JUNE 3, 2020

The company, creditor or collection agency has legal ways to pursue payment. The court enters a judgment against you if your creditor wins their claim or you fail to show up to court. The judgment creditor can then use that court judgment to try to collect money from you. One of those options is to sue you. These laws vary.

Judgment 98

Judgment Garnishment Creditors Law Firms 98

Sawin & Shea

SEPTEMBER 7, 2022

A nonexempt asset is something that can be sold by a trustee to pay creditors. Filing for bankruptcy can be an incredibly stressful process, especially if you’re facing abusive creditors who harass or attempt to intimidate you. They can also help you through the bankruptcy process by stopping creditors from illegally contacting you.

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Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Creditors 98

Sawin & Shea

AUGUST 24, 2020

In exchange of this discharge non-exempt assets are liquidated by a Chapter 7 trustee in order to pay creditors back something. Debt negotiation means your creditor has agreed to accept less than the full amount of your debt as payment– it also means debt collectors can’t harass you for your payments.

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Chapter 13 bankruptcy Bankruptcy Chapter 7 bankruptcy Debt collector 98

Sawin & Shea

JULY 28, 2021

If you file for Chapter 13 Bankruptcy in Indiana, you will still be obliged to pay something toward your debts; it’s just that you will be given a payment plan that reduces your unsecured debts based upon your ability to pay, that puts you on a manageable schedule, and that holds your creditors at bay while you work on making achievable payments.

Bankruptcy 105

Bankruptcy Credit Card Debt Chapter 13 bankruptcy Chapter 7 bankruptcy 105

Public Citizen

FEBRUARY 16, 2021

Our core finding is that the Education Department adopts a creditors-rights framework for student loan repayment, which is inapposite for student loans because borrowers have unique, federal rights that are unavailable in market credit transactions.

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Student loans Student Loans Loans Creditor's Rights 67

Collection Industry News

OCTOBER 12, 2020

Here’s some bedrock—debt collectors can call numbers supplied by the consumer to an original creditor as part of a credit transaction. Things can get dicey where the consumer switches number or the collector doesn’t have access to the original data supplied to the creditor, so watch out if that’s the case. DataSearch, Inc., (W.D.

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Debt collector Creditors Original Creditor Judgment 40

The McHughes Law Firm

MAY 19, 2021

Branding Arc is proud to sponsor and attend the National Creditors Bar Association (NCBA) 2021 Spring Conference that will take place Wednesday, May 19- Friday, May 21, 2021 in Orlando, FL. This conference will feature educational and networking opportunities for association members and attendees.

Creditors 52

Creditors Education 52

Credit Corp

JUNE 29, 2020

This data is supplied by lenders, creditors and businesses where you have accounts. Higher credit scores are more attractive to lenders and creditors. Educating yourself on credit now helps you avoid costly mistakes in the future. You also want to ensure your creditor reports payments to the credit bureau.

Loans 98

Loans Credit Bureau Creditors Creditworthiness 98

Roths Child Law

FEBRUARY 9, 2021

Your qualifying monthly expenses include all of your basic housing costs as well as your costs for transportation, health care, education and childcare. One of those requirements is to attend a creditor hearing in which you will answer questions about your bankruptcy case under oath. Other requirements. Other requirements.

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Chapter 7 bankruptcy Bankruptcy Education Creditors 80

Sawin & Shea

APRIL 27, 2021

Making informal repayment plans with creditors. Learning personal budgeting education. It also talks about using repayment plans instead of declaring bankruptcy. The class will teach you about: Using debt management tools. What is pre-discharge counseling? Pre-discharge counseling is your last step in finalizing your bankruptcy.

Bankruptcy 98

Bankruptcy Chapter 13 bankruptcy Education Debt Management 98

Fico Collections

OCTOBER 7, 2021

Networking and education programs for female managers and executives. Michelle Beetar , Vice President and Managing Director for Africa at FICO, won Team Leader of the Year – Non-Creditor, Small. Inclusion and belonging training . Partnerships with firms to provide external and internal coaches and mentors.

Education 98

Education Creditors 98

Credit Corp

DECEMBER 14, 2020

While creditors weren’t looking up someone’s history of debt and payments, many lenders did take risk-mitigation actions. Creditors want to know if a person is a good “bet.” Some companies also began offering consumer financial education to teach how to manage credit. But this wasn’t always the case.

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Financial Institution Lender Consumer Credit Creditors 105

Titan Consulting

SEPTEMBER 22, 2020

Non-profit and for-profit credit counseling agencies assist with budgeting, set up a debt management plan (DMP), and work with creditors to lower the interest rate on enrolled accounts. Additionally, consumers must complete an approved financial education and budgeting course to complete the program.

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Debt settlement Bankruptcy Unsecured Debt Credit Card Debt 98

Credit Corp

AUGUST 23, 2021

Creditors like to see that you can handle a mix of revolving and installment loan accounts, and a good credit mix can actually help improve your score. If you’re getting denied because you don’t have a mortgage, call the creditor and ask what else you can do to show that you’re a serious and responsible borrower.

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Lender Loans Personal loans Trade 104

Sawin & Shea

DECEMBER 29, 2021

In these cases, the bankruptcy trustee will sell the property to pay something back your creditors. This is because instead of selling property to pay back creditors, a repayment plan will be decided upon based on what you can afford to pay. Property in Chapter 13 Bankruptcy.

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Chapter 13 bankruptcy Bankruptcy Chapter 7 bankruptcy Debtor 98

The McHughes Law Firm

OCTOBER 21, 2020

Branding Arc is proud to be a sponsor of this year’s National Creditors Bar Association (NCBA) 2020 Executive Experience that will take place on October 21-23 in Phoenix. Adam says that “sponsoring and presenting at this event is a natural fit for our firm’s dedication to the association and the industry.”. About NCBA.

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Law Firms Creditors Creditor's Rights Education 52

Credit Corp

FEBRUARY 21, 2021

Get some tips to find out all your debts so you can make educated decisions about how to clean up your credit history. Check Your Credit Reports Go Through Old and New Mail Listen to All Those Old Voicemails Contact Creditors You Think You Owe. Contact Creditors You Think You Owe. How to Find All Your Debts.

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Collection Agencies Collections Agency Creditors Collections 88

Price Meese

JUNE 2, 2021

Bankruptcy Code, Cross-Border Insolvency, for Continuing Legal Education credit, on June 24 at the 2021 annual conference of the Transportation Lawyers Association in Lake Tahoe, CA. Rick is the Chairman of the Bankruptcy and Creditors’ Rights Committee of the Transportation Lawyers Association.

Bankruptcy 52

Bankruptcy Creditor's Rights Lawyers Education 52

Credit Corp

FEBRUARY 25, 2021

This data is supplied by lenders, creditors and businesses where you have accounts. Higher credit scores are more attractive to lenders and creditors. Educating yourself on credit now helps you avoid costly mistakes in the future. You also want to ensure your creditor reports payments to the credit bureau.

Loans 92

Loans Credit Bureau Creditors Creditworthiness 92

Collection Industry News

AUGUST 8, 2022

Section 1788.202 prohibits a private education lender or a private education loan collector from making any written statement to a debtor in an attempt to collect a private education loan unless the private education lender or private education loan collector possesses specified information, including 18 items.

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Student loans Student Loans Loans Education 40

FFGN COLLECT NY

MAY 27, 2024

In addition to educational components for consumers, the CFPB supervises and inspects banks and others to ensure compliance with the rules. This ultimately benefits the debt collection industry, as predatory debt collectors harm creditors’ reputations and tarnish the collection industry.

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Collections Debt collector Debtor Education 52

Burt and Associates

JANUARY 17, 2025

Building Stakeholder Confidence Investors, lenders, and creditors often consider the acid test ratio when evaluating a company. This strong liquidity position reassures investors and creditors while allowing the company to pursue growth opportunities. This metric serves as an early warning system for potential financial distress.

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Asset liquidation Manufacturing Creditors Retail 52

Roths Child Law

JANUARY 28, 2024

The role of credit counseling Credit counseling isn’t merely a procedural step; it can serve as an educational platform. This may involve debt consolidation, negotiation with creditors or other strategies that could potentially avert the need for bankruptcy. This prerequisite emphasizes the importance of informed decision-making.

Bankruptcy 52

Bankruptcy Debt Consolidation Education Debt Management 52

Credit Corp

JULY 30, 2020

If your loan is automatically paused during this time, the creditor is not supposed to report missed payments to the credit bureaus. It’s important to note that the CARES Act mandated all of these changes, but the Department of Education and others couldn’t roll them out overnight.

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Student loans Student Loans Loans Garnishment 94

Credit Corp

MAY 30, 2023

That means judgment creditors can seek debt payment from more than your wages and bank accounts. Creditors must follow the law when applying a judgment to take, or seize, your property. Your creditor can take or leverage these possessions in the following ways: Wage attachments. What Property Can Be Taken to Settle a Judgment?

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Judgment Garnishment Creditors Law Firms 75

Collection Industry News

OCTOBER 19, 2020

Every month, my company receives a long list of creditors, lawyers, collection agencies, and other businesses that were sued under the FDCPA regulations. Shortly after that, the company was taking on students and we have to date educated around 15,000 students. hours of ethics.

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Lawyers Collection Agencies Collections Agency Education 75

Better Credit Blog

SEPTEMBER 9, 2020

Sunrise Credit Services is a debt collector that has been hired by your old creditor to collect payment on your debt. They are headquartered in Farmingdale, NY, and are known as a “late-stage” debt collector, which means they may have purchased the right to collect the debt from the original creditor. Request a Goodwill Deletion.

Debt collector 101

Debt collector Loans Collections Creditors 101

FFGN COLLECT NY

NOVEMBER 30, 2022

The state also recently imposed new requirements for supporting and additional documentation for creditors filing suit for consumer claims. As of now, creditors holding judgments obtained for consumer debts are still able to restrain an individual’s bank account, assuming the amount in the account exceeds the exempt amount.

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Collections Healthcare Garnishment Judgment 52

BN Lawyers

JUNE 12, 2019

Bankruptcy Court for the Northern District of Texas in the case of In re: Essential Financial Education, Inc. The Essential Financial Education, Inc. decision gives creditors another factor to consider before filing an involuntary petition. Ultimately, Essential Financial Education, Inc. The Bankruptcy Court Ruling.

Bankruptcy 40

Bankruptcy Debtor Creditors Education 40

Sawin & Shea

JULY 27, 2022

However, in exchange for having these debts wiped out, your non-exempt property could be sold by the bankruptcy trustee, and the funds will be used to pay off your creditors. Instead, you are given a more affordable payment plan that allows you to pay off your creditors with a monthly amount that is more suitable to your financial situation.

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Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Credit Card Debt 72

FFGN COLLECT NY

JUNE 24, 2022

Aside from judgments from family court, New York currently allows all judgment creditors the same opportunities to enforce their judgments. The nature of the debt alleged in the underlying action and the industry or profession of the judgment creditor has never been relevant to the ability and enforcement of a money judgment.

Judgment 52

Judgment Collections Debtor Healthcare 52

The Kaplan Group

OCTOBER 19, 2020

Instead, I suggest you do what you can to educate yourself about your options. You may also be responsible for paying the costs of the creditor hiring a collection agency or legal costs. In our opinion, credit counselors generally do a much better job for both clients and their creditors. Acceleration Clause. Garnishment.

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Credit Counselor Garnishment Debt settlement Fair Debt Collection 59

Better Credit Blog

JANUARY 20, 2022

The firm’s flagship service involves negotiating with creditors to reduce what you owe in exchange for paying off a certain amount as a lump sum. Negotiate with your creditors to reach settlements and reduce your total debt. Instead, as payment, it takes a cut of the final settlement amount it negotiates with your creditors.

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Creditors Credit Card Debt Unsecured Debt Debt settlement 76

Taurus Collect

SEPTEMBER 2, 2024

Let’s understand the strategies that promote a positive experience for both the debtor and the creditor, leading to stronger relationships and better outcomes. Ethical practices not only elevate the art of debt recovery but also ensure that both debtors and creditors can work harmoniously towards a resolution.

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