The McHughes Law Firm

JULY 12, 2016

Because of their involvement in collecting money you owe a creditor, you may be contacted via a phone call or a letter from a debt collection attorney. It’s important to remember that the unpaid debt has passed through the original creditor to a debt collection attorney. Keep Calm and Respond Promptly.

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Collections Law Firms Garnishment Original Creditor 40

Credit Corp

SEPTEMBER 12, 2023

If you have a lot of inaccurate collection accounts on your report, you might need help from a credit repair firm like Lexington Law Firm. You can also contact the original creditor to get this information. This escalation means the creditor may take further action to collect the debt.

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Consumer Financial Services Law

JANUARY 3, 2018

To comply with the reasoning of Islam , creditors and debt collectors may wish to craft demand letters without the phrase “as of the date of this letter” if the debt will not increase, or to maintain a policy under which charged off debt continues to accrue interest and fees.

Accrued Interest 40

Accrued Interest Debt collector Banks Creditors 40

BN Lawyers

JUNE 12, 2020

Since accounts are not typically transferred directly between debt collectors, this means debt buyers and original creditors must be able to both receive the information and provide it to the subsequent debt collector. 6 RCNY § 5-77(e)(9). There are several problems with this Amendment.

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FDCPA Defense

JANUARY 28, 2012

Debt buyers are being sued based on the conduct of their agencies and law firms. Even original creditors, who are not subject to the FDCPA, are being drawn into FDCPA litigation under various theories of recovery. For this reason, original creditors are not subject to the FDCPA (except in very limited circumstances).

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FDCPA Defense

MARCH 2, 2014

One method for identifying areas of potential concern, however, is to analyze the recent enforcement actions by the CFPB and other regulators filed against debt buyers and original creditors. Enforcement actions filed against original creditors can also provide guidance to debt buyers and other collectors about areas of CFPB concern.

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Consumer Financial Services Law

MARCH 15, 2019

In 2016, the bank engaged the defendant law firm to foreclose on the underlying real property. The law firm then sent Ms. fka Standard Federal Bank has retained our law firm to begin foreclosure proceedings on the above referenced property. Tyler sued the law firm, claiming the letter violated 15 U.S.C.

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FDCPA Defense

JANUARY 22, 2017

2016) (granting summary judgment for plaintiff in FDCPA class action where defendant’s letter failed to specifically identify the name of the current creditor); Avila v. 2014) (collection complaints violated the FDCPA where they identified incorrect “original” creditor that had made the loans to class members); McCollough v.

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FDCPA Defense

AUGUST 22, 2016

Hollins Law Firm , _F.3d There, the collection law firm defendant communicated with plaintiff on a number of occasions, and each time the firm identified itself as a “debt collector,” as required by section 1692e(11) of the FDCPA. iii] A striking example of this trend is the Ninth Circuit’s decision in Davis v.

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Debtor Debt collector Law Firms Accrued Interest 40